We all want a high credit score, because it makes borrowing less expensive, and a high score proves that I am financially responsible and successful person. Or does it? Here's the sad truth: a high credit score does not prove you are financially savvy

Today, I'm the girl who is up before 6am to start her crazy, workaholic routine. I'm a perfectionist -- scared to submit any piece of work that isn't up to my ridiculously high standards -- and those are just the changes I've made in school/my career. As for my finances back then, I'm sure you can imagine what that looked like.

Canada's small- and medium-sized enterprises (SMEs) are at the heart of our economy. These vital businesses are facing a serious challenge, however: their costs are skyrocketing due to the excessive credit card processing fees. Canada's small business owners pay some of the highest credit card processing fees in the world.

We have all been there. Two weeks before the winter holidays, three gifts left to buy and zero dollars left in the holiday budget. For many, this is the point where we either stop shopping or cross that thin financial line and set ourselves up for a nasty holiday debt hangover. So, what do you do when the holiday well has run dry and you still have a few gifts left on your shopping list?