When I decided to start my own social media consulting business three years ago, I felt like I was jumping off a cliff; I could soar, or fall flat on my face. Could I pull it off? What if I didn't get enough business? What would people think? I was terrified. Going from full-time employee to entrepreneur was risky, but the upside was that I was doing what I loved. You can do it too.

Public education is a cartel, and cartels can be very hard to disrupt. But disruption is already taking place in the post-secondary sector -- see UoPeople, the world's first non-profit, near tuition-free, accredited online university. When it comes to the disruption of elementary and secondary education, the challenge is greater.

Transit agencies are able to operate at a loss during low-demand periods because they operate transit at a profit during peak periods. Regulators allow transit monopolies in exchange for the guaranteed service on low-ridership routes, which for-profit transport providers like UberHop are unlikely to consider.

Ongoing disruption is the new normal for industries, but when it comes to charities there is a unique complexity not present in many other sectors -- mostly in diversity of causes, operating models, stakeholders and the disconnect between people who pay for services and beneficiaries of services.

Anyone who has flown recently in Canada knows that there is currently a premium being placed on the overhead luggage space. At the root of all of these examples is the need to solve a problem creatively and cost effectively. Air Canada, are you read to challenge convention, disrupt and innovate?

The Uber / Lyft / Sidecar battle seems to be an increasingly prevalent theme where startups are focused more on fighting each other than responding to countermoves from traditional players. With statistics showing that the San Francisco taxi industry is steadily collapsing, it is no wonder that Uber is more focused on retaining market share against other startup competitors.