Carrie Smith is a financial writer, business consultant and freelance coach. After paying off $14,000 of debt she quit her accounting day job and launched carefulcents.com. In the past 5 years her site grown into a blog and community aimed at helping freelancers overcome financial mountains and build successful client-based businesses. She's been featured in major publications like, Glamour Magazine, Yahoo! Finance and many others. Follow her on Twitter @carefulcents.