Timothy Flacke

Timothy Flacke is the Executive Director of Doorways to Dreams (D2D) Fund, a non-profit corporation that strengthens the financial opportunity and security of low and moderate-income consumers by innovating, incubating and stimulating new financial products and policies. Tim helped launch D2D in 2001 and has served on organization’s board of directors since that time, drawing on twenty years’ experience in the non-profit and private sectors helping working people build savings. He has helped grow D2D from a two-person start-up social venture to a ten person, nationally recognized innovation incubator which partners with leading financial service firms and receives support from the world’s most respected public foundations. Tim has directed signature D2D efforts, including the Refunds to Assets project linking federal tax refunds to saving and Online IDA, a scalable infrastructure for matched savings programs built on industry-leading 401(k) recordkeeping technology. These efforts have twice impacted the federal tax code and spawned new financial products and public policies responsible for helping hundreds of thousands of consumers save tens of millions of dollars. Before D2D, Tim worked as an independent consultant, author and grant writer in the field of asset development, co-authoring The Individual Development Account (IDA) Program Design Handbook, successful federal grant applications, and Dollar $ense, a financial education curriculum. He served as a VISTA volunteer in rural Vermont, and earlier in his career, held a variety of leadership positions in corporate human resources, risk management, finance and shareholder relations for Filene's Basement, Inc. He holds a Masters in Public Policy from the Kennedy School of Government at Harvard University and a Bachelor of Arts in Philosophy from Boston College.