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5 Student Loan Issues Every College Grad Can Agree On

They're the ex that never goes away

Student loans are great in theory. But for the 40 million Americans trying to pay off their college debt, the struggle is real. 

MTV News Decoded host Franchesca Ramsey and guest co-host YouTuber and MoveOn.org's Ben O'Keefe team up to discuss the history of students loans, why they are so incredibly difficult to pay off and political actions concerned students can take in the next election.

Here's their list of 5 reasons why "students loans are bullsh*t":

  • 1 American Colleges Used To Be Free
    If you can believe it, once upon a time higher education was free. O'Keefe explains that in 1862, American public e
    MTV News Decoded
    If you can believe it, once upon a time higher education was free. O'Keefe explains that in 1862, American public education systems were created with the intent to make a college education a government mandated right for white men.
  • 2 A Staggering Amount Of Tuition Money Goes To Administrator Salaries
    Ramsey breaks down how tuition money is allocated at most colleges with student debt increasing as university presi
    MTV News Decoded
    Ramsey breaks down how tuition money is allocated at most colleges with student debt increasing as university president and administrators' salaries rise
  • 3 Student Debt Will Follow You No Matter What
    O'Keefe explain the difficulty of escaping student loan debt if you don't have the means to pay it. Even after decl
    MTV News Decoded
    O'Keefe explain the difficulty of escaping student loan debt if you don't have the means to pay it. Even after declaring bankruptcy or dying debtors will seek you for borrowed tuition. Completely unfair right? 
  • 4 Loans Are Incredibly Confusing
    Ramsey explains how student loan is confusing for most people. There's a lot of jargon, dense material, and fine print i
    MTV News Decoded
    Ramsey explains how student loan is confusing for most people. There's a lot of jargon, dense material, and fine print in student loan debt agreements, which often makes choosing the right repayment plan hard. It's almost as if loan companies set you up for failure.
  • 5 Private Universities Act More Like Businesses Than Educational Institutions
    O'Keefe schools us on how private universities treat students like consumers not scholars., which makes the co
    MTV News Decoded
    O'Keefe schools us on how private universities treat students like consumers not scholars., which makes the college experience less about learning and more about amassing heaps of tuition debt. 

Watch the full video below:

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