Are you a practical Taurus when it comes to money? Or a tight-fisted Capricorn? Or maybe even a spendthrift Sagittarius? Star signs can be a great indicator of our personalities, but they can also give us insight into how we deal with money. Here is a good breakdown of financial personality traits of all 12 star signs and financial tips that are tailored to those specific personality traits.
People born under this star sign are strong-willed with high expectations for themselves, which should make them good with money. The flip side of their personality is filled with spontaneity and risk taking, which can cause disaster for their finances.
Financial tips: If you are an Aries, avoid taking on too much credit, as you may have issues resisting spending money on impulse buys. In fact, keep a portion of your savings just for impulse purchases, so you can indulge in your spontaneous Aries ways while not going into debt. You may also want to invest a good portion of your money in accounts you can't regularly draw from, like an IRA or other retirement accounts. Here are some good tips on setting up retirement accounts. You can also make some extra spending cash by making money on the side that can help with financial freedom. Get a better idea of the best way to file your taxes, starting with this TurboTax review or this H&R Block review.
Taurians can be a stubborn bunch, but that strong will and stubbornness can be a real asset when it comes to their finances. To give you an idea of how successful Taurians can be, Mark Zuckerburg is a Taurus. Taurians are also very patient and practical, which can be a huge asset when it comes to money.
Financial tips: Your finances should be all about security. Invest in a wide range of financial accounts, from IRAs to stocks. (Here's a good comparison of IRA vs 401k.) Taurians are excellent in business matters, so use your patient and practical gifts to not only advance at work, but also advance the way you invest in the future. Use your stubbornness to protect yourself from those around you trying to get you to spend your hard-earned money on frivolous things, but also remember that all work and no play can be just as dangerous.
It's hard to give advice to a Gemini because they are so hard to predict, but that doesn't mean they aren't good with money. Geminis are very adaptable and are good at reading situations quickly. The flip side of the adaptability is that Geminis can also be prone to mood swings, making them one of the more unpredictable signs.
Financial tips: Keep your ever-changing mind at the forefront of your financial plan. When you are in a money-saving mood, lean toward irreversible choices like contributing to your retirement or paying off debt; that way you can't change your mind later. Use your adaptive nature to maneuver your finances as needed.
Cancers are oftentimes conservative and traditional. They are very into family life and carrying on family traditions. They are very loyal and passionate people, although they tend to hide their emotions from people, especially any moods that may threaten the status quo.
Financial tips: It would make sense that Cancers would be good at saving money since they are conservative, but that personality trait can also make them less likely to make financial decisions they aren't comfortable with. Not taking financial risks can cost you in certain situations, so be wary of that. On the other hand, this sign is one of the most financially stable, so use your gut instinct when it comes to finances.
Leos are natural leaders, which should be a positive trait for financial success, but Leos also are drawn to the finer things in life, which can be costly. Leos are attracted to power and status symbols, which can get expensive. On the plus side, Leos are also highly intelligent and intuitive, which can make them successful in business.
Financial tips: Let's be honest; Leos are big spenders. There is no getting around it, so you need to be prepared with some extra income. Use your leadership abilities to rise in the corporate ranks quickly. Take advantage of your company's 401(k) match program, so you are squirreling money away without even knowing it. If you are spending money on expensive things, make sure they are good investments, like cars that don't depreciate too quickly or a home that will retain its value.
People born under the Virgo star sign are extremely charming and great listeners, which makes them outstanding people-persons. They also have great memories, which can be a very useful tool when it comes to organizing their finances. Virgos are the best at finding ways to make money, but also like to spend a good amount on loved ones.
Financial tips: Virgos are actually known for their frugality, which is great, but you can take it a step further. Draw as much financial information from others as possible. Set up meetings with many different financial advisors and experts, and use your skilled memory to learn all you can about finances and investing. Your greatest financial skill will be drawing pearls of wisdom out of some of the best financial minds with your charm and likability, and using that wisdom to be financially successful yourself.
Libras will go out of their way to surround themselves with balance and beauty, even if it means spending more money than they have. They are very interested in things being just, but can have a poor sense of judgment when it comes to themselves.
Financial tips: Steer clear of credit cards; get one for emergency purposes, but focus on using cash to pay for everything. The best thing to do is stash your money somewhere and forget about it, so you aren't tempted to spend it. Create a health savings account at work and sign up for your company's 401(k); both will be deducted from your paycheck before you even get it. Out of sight, out of mind.
Scorpios are very determined. They are also very secretive, especially when it comes to money. Their powerful and determined nature makes them very successful when it comes to business endeavors and makes them excellent leaders. While they tend to be frugal, they have no problem spending money when it's necessary.
Financial tips: Scorpio is one of the best star signs when it comes to money. Follow your instincts when it comes to your finances. Be bold when it comes to investing, but use your level head to steer clear of unnecessary risks. Don't be afraid to take financial advice from those who know more than you, even if your stubborn nature tells you not to.
While the Sagittarius can be very focused and intense, they can also be scattered in too many directions, draining their energy. They are also not very patient, which can be a problem when it comes to finances. Sagittarians can be impulsive if they are forced to wait for things, which can be costly.
Financial tips: The younger you are, the harder it's going to be to hold on to money. At this point in your life, you can make just one positive financial move: setting up your 401(k). After you've matured financially, make sure you are assessing mistakes you made when you were younger, like fixing mistakes on your credit report or transferring high-interest balances to new credit cards. Here are some good tips on how to clean up credit card debt.
Capricorns are very highly intelligent and excel at maintaining stability, which makes them very good when it comes to money. While very good at squirreling money away, they sometimes keep too tight of a grip on their finances. They also don't take too kindly to being told they are wrong, which can hurt them in certain situations.
Financial tips: While holding onto your money is a key to financial success, not knowing when to spend it can also be a detriment. Don't sacrifice earning potential for frugality. Investing in the stock market can be more fruitful than putting all your money in a savings account, even if it is less safe. You must take a risk to get a reward.
People born under the Aquarius sign are very creative and intelligent, but they can also be very indecisive. This can cause major issues when it comes to finances. The good news for Aquarians is their intelligence and creativity can lead to being very skilled at many things.
Financial tips: There are ways to use your humanitarian and creative qualities to help your finances. Along with volunteering, you should donate money to your favorite organizations and include it as a deduction to save money at tax time. Think of financial ways to make a little extra cash from your most recent hobby, like advertising on your YouTube channel or opening an Etsy store. If you are too scattered to clean up your financial messes, turn to a financial advisor or financial website to organize things, or pay a little extra to hire a credit repair or debt consolidation service to help clean up your financials.
Pisces are a compassionate people, and also very unassuming. They are mostly interested in acquiring knowledge, which can be both a plus and minus when it comes to finances. Pisces can also be very gullible and overcautious; two traits that can get you in trouble when it comes to money.
Financial tips: Concentrate on proven ways to make money and avoid get-rich-quick schemes. The good thing about Pisces is that they usually do what they need to do to make sure they are on solid financial footing. Use that instinct to invest heavily in financial security, such as mutual funds, property that can retain its value and high-interest savings accounts.
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