This Is How Many Years It Takes To Buy A House Around The U.S.

Midwest and East Coast cities -- like Detroit, Cleveland and Pittsburgh -- are some of the easiest places to save for a down payment on a house, according to a new report from real estate company Trulia.

Wanna own a home someday? Then head east.

Cities in the Midwest and on the East Coast -- like Detroit, Cleveland and Pittsburgh -- are among places where it takes the least amount of time to save for a down payment on a house, according to a new report from real estate company Trulia.

The report looked at the 100 largest metros in the U.S. (given the current median listing home prices on Trulia) to determine where it takes the longest to save for a home. Trulia took into account changing home prices over time, as well as the average rate at which salaries grow for people (both with and without college degrees) who start saving between the ages of 25 and . Keeping these factors in mind, Trulia calculated how long it'd take to save for a 20 percent down payment (aka the ideal amount home buyers should put down, according to Trulia) if you were making a median income and saving 10 percent of what you made each year. For the college-educated group, calculation also factors in repaying student loans by assuming that you've enrolled in a 10-year repayment plan.

While it typically takes between five and six years to save for a down payment in some cities, it can take decades in the most expensive West Coast markets like Los Angeles and San Jose, California.

Oh, and forget about saving for a home in San Francisco: It would take a new college grad nearly 30 years to do so, Trulia estimates. Without a college degree, they say saving for a San Francisco home is "not possible" because prices are already high and rising quickly.

So why is the Midwest such an great place to save for a house?

"The economy in places like Detroit and Ohio isn't as strong as in San Francisco, where the job market is booming," Trulia spokesperson Daisy Kong told The Huffington Post. "So less people want to move there. Plus, there's more open land for housing."

In some markets, having a college degree helps you save for a home faster, but in others, it doesn't make much of a difference (likely due to cheaper home prices and the elimination of pesky student loans), Trulia found. Of course, everyone is different: Not everyone who saves for a house is making a median income, and not everyone has student loans to pay off while they do so. But Trulia's estimates are a great place to start daydreaming about where you might buy a home one day.

The 10 major markets where, if you have a college degree, you can save for a down payment in the lowest amount of time are:

Kansas City, Missouri
Edwin Remsberg
Pittsburgh, Pennsylvania
Toledo, Ohio
Rochester, New York
Getty Images/Gallo Images
Buffalo, New York
Cleveland, Ohio
Tetra Images - Henryk Sadura
Akron, Ohio
Henryk Sadura
Dayton, Ohio
Getty Images/iStockphoto
Camden, New Jersey
Jerry Driendl
Detroit, Michigan
Gary Blakeley

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