The death blow for Michael Dalrymple's Phoenix eco-friendly building supply company was the credit freeze that paralyzed the banking system and the nation in the fall of 2008.
"Once the economy melted down, 70 percent of my business evaporated overnight," Dalrymple said. "Customers who would use a home equity line of credit to retrofit their homes were told by their banks that they didn't have that credit anymore."
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