It can take a village to help people prepare for retirement. The federal government offers tax breaks, employers pay matching funds, investment companies and advisers provide guidance, and individuals must do some saving and strategizing. Here are some new developments:
Estimating years remaining
One of the most fundamental challenges of retirement planning is not knowing how long you'll live. If you don't last much beyond your 60s, there's less chance of outliving your savings. But if you stick around into your 80s, 90s or beyond, you could run short of cash.
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