5. Do the Mother-Freaking Work!
In a conversation about money, particularly when that conversation is geared towards the internal work you need to do to make money, it's very easy to ignore one big and REALLY important thing - if you want to make money you DO need to do the mother-freaking work! You need to be of SERVICE to people. You need to be HELPING people. You need to be making a DIFFERENCE. All the manifesting and believing and allowing in the world ain't gonna do jack all if you're not also PUTTING STUFF OUT INTO THE WORLD AND ASKING FOR MONEY IN RETURN!!
But do so from a place of alignment ...
Of doing your soul's work ...
Of doing what you were BORN to do ...
And of starting now.
Wealth tip: Assign a minimum of an hour a day, and preferably two, to create and be of service to your tribe. This could be writing, speaking, creating free or paid content, communicating and helping on forums, etc. I spend an hour each morning writing my blogs and Amazon books, and then a further hour a day creating either free or paid content for my Rich Chick programs and other paid client programs. You can create a LOT more than what you think you can if you simply commit to daily action in this area. Most entrepreneurs faff around doing fuck all online most days and then complaining that they're not making money or growing their list. She who creates most (from alignment and flow!) wins. Not sure where to start or how to do what you're truly called for?
FIGURE IT OUT (and/or get help!)
Or give up.
4. Deliberately Ignoring Debt and Lack
This fits into the 3 Blind Monkeys approach, but it deserves its own point.
It might sound crazy or irresponsible but one of the things that most helped me to break free financially was deliberately ignoring my debts and lack. I don't mean I didn't pay bills (although let's be honest, I usually did so late) but I actively refused to pay attention to the awfulness that was for so long my money situation. I diarised when bills were due, and paid them quickly as and when I could (which was not always when they were due), but aside from that I truly actively AVOIDED thinking about 'negative' money stuff. This resulted in some fights with my husband as on occasion he wanted to have a big worry/OMG conversation as he genuinely feared our lives falling apart ... as did I, but I sure as heck wasn't going to talk about it! I admit this behaviour on my part was completely SELFISH, as he felt he 'needed' to talk about it. But I felt DEEPLY that I NEEDED to not talk about it if I was going to keep my head above water, and to be honest I don't think it would have been a smart thing to entertain or allow his fears to be brought out in a bigger way either.
Wealth tip: Do what you have to do to take care of your finances but do NOT obsess over bills, debt, lack or ANYTHING that takes your focus away from creating abundance and wealth. Be SOLUTION and POSITIVE focused not worry and fear and what if focused.
3. Money Needs a Focus: Give it One
Phew! This is heavy stuff, right? I feel like I'm having some kind of emotional release writing it all out. I trust if you're still with me that this is important for YOU as well.
So. Speaking of focus. MONEY needs a focus. It needs somewhere to go. If your dominant thought pattern is around fear and lack and not having ENOUGH then the money will go as fast AWAY from you as it's little green legs can carry it. The other thing about money, is it abhors a vacuum. So create SPACE for money in your life and it will GO there. Some of the ways I have very effectively built up wealth even in a SMALL way at first and then eventually in a BIG way, simply by making space, are:
Open up fee-free online savings accounts and give them titles for what I want the money for. I.e. "Tithe", "Tax", "Giving", "Designer Handbag", "Fun Spending for Kat", "Traveling to Munich", "First Class Business Coach". These are all real accounts of mine! In most cases I started with only $10 per week going into a new account, and for some of them I still only send $10 per week, or $20! But it is AMAZING what you create when you simply start sending even $1 in the direction of something you desire! In fact, when we were ready to book our flights for the first leg of our current 1-2 year 'laptop life' travels, which was to Munich, I checked that account I'd been adding to for a while without thinking about it
1. Ask, Believe AND Receive: You Must Do All 3
There is so much more I could say about wealth creation and ALLOWING yourself to receive money. It's a topic big enough for an entire book ... which is why I'm writing one :) it's also a topic that is deeply personal and I am honoured to have such a connected tribe of women who shared their top wealth creation lessons with me on Facebook today, when I mentioned I was writing this post. Here are some that really stood out to me:
That I, too, deserve to MAKE money with my gifts.
That by charging more I am actually helping my clients more.
It is NOT rude to talk about money (my biggest old belief) it is essential.
That your mindset is more important than you realise.
Smashing money blocks is the foundation of creating a profitable business.
It's easy to feel confidence when you have money, but it's easy to lose that confidence with there isn't enough money and yet your skills, offerings, passions, worth hasn't changed.
Being wealthy is having ( creating ) options and choices. The more choices we can make the wealthier we are. Converting cash into real cash flow assets is AWESOME.
It's never really about the money.
Finally I want to tell you -
You can do this.
You really can.
I spent years stuck in lack, scarcity, fear, ending up over 100k in debt, somehow never having anything to show even when I did make money, and fighting like crazy to keep my head above water and to have the world see me a certain way when inside I knew it was all just for show and I was constantly terrified the entire thing was going to come crashing down at any moment. I'm getting teary right now just thinking about it - the SHAME that I carried around with me for so long. The GUILT and the unworthiness. And the awful, awful, God damn fear. In the end, what changed it all, was not necessarily any of the above things or even the combined effort of them all it was the COMMITMENT to moving past this. I got to a point where enough was enough and I was just DONE.
Done with the fighting.
Done with TRYING so hard.
Done with working my ASS off at a business and life that was never QUITE right, and promising myself that as soon as things improved I'd get to do what I really wanted to do, and how I really wanted to do it, and be the woman, mother, wife, leader, ME I was born to be.
So I gave up. I threw my hands up in the air and I walked away from FEAR and from self DOUBT and from uncertainty. And I consciously chose to walk TOWARDS living the life I'd always wanted but doing it now. Once I made the TRUE commitment to creating wealth, to not only believing it possible logically but also believing it possible for ME, and then to not only asking for it but to also RECEIVING it and ALLOWING it into my life, everything really did flow from there, and soon it wasn't just as though I was walking more freely towards money, towards life on my terms, having finally shed the heavy heavy weight of fear and scarcity, but it was as though with every step I took I shed a little more of that load, and my pace picked up.
I remember having a very vivid vision, which I shared with my Kinesiologist, showing the old me basically crawling along, weighted down with these IMMENSE iron chains surrounding me, and I could hardly move, and I was so beaten up but the whole time I was holding the key to the chains in my hand. Once I realised that, and took the damn stuff off, I could start walking again but at first I was stumbling, unsure of myself, still very sore and scared. As time passed and I continued to fill my mind and soul with the right messages and actions, I was able to stand up fully, and move at a normal walking pace, and then as more time passed I began speed walking, then jogging, then running, and then flat out SPRINTING. As I shared this vision with my Kinesiologist she then chimed in and we finished it almost together, because where I was headed and just moving into at that time is where I am now which is freaking FLYING baby. Just in complete and utter FLOW. And I know that I know that I know that although there are surely so many more lessons for me, I will never again battle to accept wealth. I will continue to receive more and more money, more and more effortlessly, for the higher good of myself and of others.
And I want you to truly take it to heart and understand that if I can create this in my life simply by allowing myself to and then doing the work, then SO TOO CAN YOU.
I am NOT special.
I do NOT have anything over you.
I was a MESS financially, and at times I truly started to question if I'd EVER get out.
But I committed FULLY, and then I held that committed and allowed it to HAPPEN.
And SO TOO CAN YOU.
The commitment is what really created the change, but I do have to share and remind you that it still won't be automatic. Your money situation can truly change in an instant - or for me it took about 4-5 weeks and I went from nothing to literally tens of thousands, then hundreds of thousands, however when I say it took 4-5 weeks that's from the time the money started flowing. Really it took 34.5 years and 4-5 weeks, and in particular 6-24 months of avid focus on improving my money mindset and situation. The 'real' work came in the final 6 months of that timeframe, and that's everything I've just written about.
The things I've shared in this post are the things that truly SAVED ME. I did them RELIGIOUSLY. I committed to wealth creation like it was preparation for WARFARE. And it WAS. Success is a battlefield gorgeous ... and few truly enter it. Fewer still are willing to pick themselves up again and again and again, bruised, and battered, and bloodied, and falling to pieces, and BROKEN inside out but yet NEVER FULLY DESTROYED.
The world, money, fear, all of the things that seem to want to torment you THESE THINGS CANNOT BREAK YOU.
You are STRONG.
You HAVE what it takes.
And You. Will. Prevail.
But you have to choose. You have to be willing to CHOOSE success, to choose money, to choose wealth and ultimately to choose a LIFE ON YOUR TERMS. And you have to do it NOW.
You have no more time left to live the wrong life gorgeous, and truly? Why would you want to. So are you in, or are you out, because the clock is ticking baby and the big hand? It's pointing to now.
And your right.
Time to make some shit happen, yes?
After all -
Life is Now. Press Play.
PS I would truly love to hear what you think of this post, what it brought up for you. And I'd also love to know what your greatest lesson on wealth creation has been.
Kat helps leaders and top entrepreneurs to find alignment and create a business and life they love, and make money, COMPLETELY on their terms. Visit Kat at www.katloterzo.com and get a free copy of one of Kat's best-selling Amazon books today!