The average tax refund is $3,120. That’s enough money to change your life. How? Consider this - just five years ago, I used $500 to create my business. Today, I have over 400 team members nationwide (...and, let's just say I have made good on that $500 investment). You can use your tax refund to create a better tomorrow for yourself... here are 5 ways.
- Invest In Yourself - Just 5 years ago, I started my business with less than $500. Today, I have over 400 team members nationwide - we are one of America’s largest minority owned financial services firms. Not bad for a $500 investment in myself, right? You can do it too!
- Pre-Pay Your Rent or Mortgage (and Keep Paying On the Normal Schedule) - Prepaying your rent or mortgage can put you ahead by months, which can give you peace of mind in an emergency or unexpected income reduction.
- Start or Increase Your Emergency Fund - It's VITAL that you have (or are building) at least 6 months of your expenses in savings for emergencies.
- Do Not Buy Anything That Depreciates - Use your refund to invest towards your future, not to buy things like clothes, cars, and other things that add no value to your bottom line.
- Say "No!" to Anything Not In Your Plan - Saying "no" to people and things that don't align with your plan is an act of kindness toward yourself. You deserve a better financial future more than people deserve your "yes".
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Video copyright KTLA, LLC 2017
Copyright MJ Harris OmniMedia LLC 2017