Tony Robbins, life coach and author of Money: Master the Game, hears it all the time. "I can't save any money." It's human nature, he says, to think that today is more important than tomorrow -- but when it comes to financial security, that's certainly not the case.
"I actually interviewed a group of behavioral economists," Robbins says in the above #OWNSHOW video. "These are people that spend their whole life trying to figure out why does human nature screw us up around money and how do we trick ourselves to do the right things. And one of them came up with a brilliant system."
The trick to saving money without the sting, Robbins says, is to make it automatic. "The most important decision you're going to make is the decision you make to automate some savings," Robbins says.
First, make sure that a certain percentage of your paycheck -- 10 percent, 5 percent, even just 3.5 percent -- goes directly into a savings account or your 401k each month.
Each time you get a raise, have a percentage transferred immediately into savings. "So if you get a 10 percent raise, you'd get 6.5 percent today and the other 3.5 percent you wouldn't see, but it would go into your account," Robbins says.
The bottom line? You don't miss what you can't see.