Personal finance guru Suze Orman gave top billing to the fledgling "debtors' revolt" movement on her eponymous CNBC show Saturday.
"There is a phenomenon happening in the United States of America," said Orman. "It's where people are getting seriously angry, so angry at their banks, their credit card companies. They feel like they are not being treated fairly when it comes to the interest rates they are paying. Guess what they're doing: They are staging a debtors' revolt. Oh yes, a debtors' revolt."
The debtors' revolt started with Ann Minch, a 46-year-old woman in Red Bluff, Calif., who declared via YouTube that she would not pay off her credit card debt after Bank of America hiked her interest rate.
"You are evil, thieving bastards," she said. "Stick that in your bailout pipe and smoke it."
Minch's video made a huge splash, and Bank of America cut a deal with Minch and also with other YouTubers who boarded the debtors' revolt bandwagon.
Orman had Minch on her show to tell her story. When Minch mentioned that she'd closed her savings and checking accounts with Bank of America and put her money in a local bank, Orman seized on that and encouraged viewers to do the same -- to do business with financial institutions that treat their customers ethically. "I now am on the bandwagon of credit unions, everybody," Orman said.
And she offered some of her more guru-like wisdom to the banks.
"I have said many times on the Suze Orman Show that your thoughts create your destiny. Be very very careful about what you think, because what you think you'll eventually say, your words become your actions, your actions become your habits, and your habits become your destiny," said Orman.
"Banks, I want you to listen to me right now. Your thoughts are creating your destiny. When you think people who are going to be ethical, they have every intention of being ethical, they have every intention of paying you, it never, ever, ever crossed their mind to not pay off their credit cards on time, whatever that figure is there, they pay it.
"When your thought is that these people are not going to pay, these people should be paying more to make up for other people, I don't know what you're thinking. But when you think honest people are going to become dishonest, and therefore you need to get as much from there right now as you possibly can, your thoughts have become your destiny. You have good, honest people that are starting to do things that in a million years they never would have done."
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