The mood was triumphant on the morning of July 21, 2010, when Barack Obama, not quite two years into his presidency, strode to a podium inside the Ronald Reagan Building, a few blocks from the White House. As he prepared to sign the Dodd-Frank Wall Street Reform and Consumer Protection Act--the sweeping legislative package designed to prevent another spectacular financial collapse--into law, the president first acknowledged the miracle of having a bill to sign at all. "Passing this...was no easy task," he told the crowd of hundreds.
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