Despite financial challenges from the coronavirus pandemic, average credit scores actually went up in 2020.
Lots of other countries use credit scores, although each one does it a bit differently.
Step 1: Talk to your lender ASAP.
Credit limits are also being slashed as new credit card accounts fell by 65% during the pandemic.
An error by one student loan servicer caused borrowers' credit scores to drop.
Plus, what happens to your FICO score if you take out a loan, pay down your balance and more.
The hidden ratings can affect the level of customer service you receive.
The New York Department of Financial Services plans to investigate the sex bias alleged in a series of now-viral tweets.
"I had a fire under my ass to get it fixed.”
You could piggyback on someone else's good credit instead.