When it's a small expense, it seems like it makes no difference at all -- but it adds up fast. And if those small expenses are a result of mindless spending, they can hurt you and your future in more ways than one. Life is too short to waste money on anything that doesn't add value to it
A few simple tweaks can go a long way.
The government spends about $1 on healthcare of every $4 that Americans pay in federal income taxes.