Plus, should you ever pay to have your poor credit fixed?
» MORE: How to recover after your credit card application is rejected Your best bet may be a secured credit card. With these
According to TransUnion, people between 18 and 36 (its definition of millennials) use 79% of the credit available to them
It's complicated. If you were a landlord, would you rather take a chance on someone with no established credit, or give a
"With responsible use over time, you may be eligible for an upgrade to an unsecured credit card." "When you've managed all
You can then use your secured card like a regular card, making purchases with borrowed money and then paying it back (your
When you check your credit score, you might be used to seeing it described as fair, poor, good or excellent. Lenders see those categories, too. They just use different labels: subprime, non-prime, prime and super-prime.
You have a great idea for a small business based on a promising market opportunity. You're ready to take the plunge. But there's a problem: money. You don't have any.
Have an excellent credit score? That's great, but don't go cueing up the Rocky theme song as your personal soundtrack or crowning yourself a credit master.