Ever feel like you're speaking another language? Well, sometimes you are which is why we asked the members of travel website, Trippy.com to tell us about times they tried to use the local tongue and got, well, totally tongue tied.

Holiday travel can be crowded and expensive, but opportunities abound for long-term planners and last-minute bargain hunters.

Like the insidious overdraft penalty, the key to avoiding a replacement fee is to keep careful watch of your debit card and not lose it. If you do, try to take out cash through a teller and be patient until your replacement card arrives.

To help you navigate the complex tangle of costs that now go hand-in-hand with air travel, check out this list of the 10 worst airline fees.