car loans

The number of people with serious delinquencies on auto loans is 1 million more than when Americans were recovering from the Great Recession.
Auto loans are like the modern automobile, a complicated machine with lots of moving parts and hidden components. However, it's likely there are more people who understand the basics of car maintenance than auto finance.
Let's play a little word-association game. What comes to mind when you hear the word "refinance"? If you answered "mortgages," you're not alone.
"They would prefer the CFPB ignore this particular injustice."
Why go through the trouble of getting a car loan from a bank or credit union, rather than just getting it through the dealership? It's certainly easier to let the dealership handle the financing for you, but by doing so you may be conceding too much. Here are five reasons to have your car loan ready before buying.
You can't control whether or not they pay their loan and pay on time. You have the potential to get into debt or deeper into debt. Plus, you risk lowering your credit and FICO scores.
All loans are not created equal, and in recent years the personal loan has become a great option for people to use. However, you might be wondering just what makes a personal loan different from a traditional loan from your bank.
"Buy here, pay here" auto companies sell used cars, but consumer advocates say they operate more like subprime lenders. The
If you want to have more money to do stuff with, then setting up a savings account at a credit union is one powerful way to do so. Whether you want to save more as an individual or as a family there is no shortage of information touting the benefits.
It's still all too easy to get ensnared in a nasty debt trap that could derail your finances and prevent you from accomplishing your dreams.
What is the worst kind of debt to carry? Is it student loan debt, credit cards, a mortgage -- or something else? Even the experts don't always agree on which debts are "good debt" and which ones are "bad," so imagine how confusing it can be to consumers who are dealing with debt!
While it's true that getting a good price is a big part of the hunt, the biggest, most important, super-secret strategy to turn the stealth hunter (them) into the prey: stand tough and fight to maximize your dollar throughout the process.
On-the-lot financing is becoming more popular as many people with bad credit or no credit attempt to buy vehicles. However, for many, the loans that buy them a dream car turn out to be a nightmare.
However, Brian McBride, an associate producer at CNN and a 2010 graduate out of Arizona State University, managed to pay
Our experience has shown that reforms require discussion and compromise among consumer advocates, financial services firms