Marla Wynne Ginsberg had never sewn a stitch when she bought her first sewing machine in 2009 and embarked on a risky career reinvention. She had just lost a very lucrative senior executive position with a major Entertainment company in a career that she had built step by step for over 20 years.

As America's new economy starts to look more like the old economy of the Great Depression, the divide between rich and poor, those who have made it and those who never will, seems to grow ever starker. I know. I've seen it firsthand.

We all face challenges in life and Boomers are seriously being buffeted from all directions at once. It is possible to create more happiness in your life but it takes real work.