emergency fund

There are no fees for using Qapital. Be aware, though, that your account won't earn interest like a traditional savings account
Cover these basics The unknown is always a little scary but there are some basic things you do have control over no matter
Laura McMullen is a staff writer at NerdWallet, a personal finance website. Email: lmcmullen@nerdwallet.com. Twitter: @lauraemcmullen
5. Robo advisors are no substitute for a basic personal finance education. It's easy to sign up for a robo fund or even find
Network and learn. Many communities and organizations sponsor support and planning groups for parents of adopted kids and
Kids are surprisingly resilient in the face of a crisis. But even so, serious family money troubles can potentially affect their home life, education and outlook on money management down the road.
The latest update of a University of Scranton study puts "weight loss" as the No. 1 New Year's Resolution with 21 percent
63 percent of Americans don't have an emergency fund, according to Bankrate.com.
We know that education helps protect children from exploitative labour, girls from forced marriage, and can prevent the recruitment
There are golden rules in the personal finance world, and this is one of them: An emergency fund is absolutely necessary, even if you have a big student loan payment.
For the record, an emergency fund is an account that's earmarked for spending on urgent, unplanned situations only. By the way, a new pair of shoes, a shiny gadget, or your favorite steak dinner at a four-star restaurant is not an emergency.
How financially stressed are you? Here are some major indicators of financial stress with suggestions for taking action.
Nearly half of households led by individuals or couples aged 55 and older having no retirement savings accounts at all. If this describes your situation, you have a tough problem -- but not an impossible one. The key is getting advice and taking immediate steps to budget, save, spend and invest.
People can choose to define financial independence in their own way -- after all, not everyone wants a private jet and a mansion. However reaching real financial independence -- the ability to live comfortably off one's savings and investments with no debt whatsoever -- could be easier than you think.
The summer months allow most of us a chance to slow down and catch up -- on relaxation, on chores and with a bit of scheduling and focus, on our money goals.
Pet ownership has been linked to a healthier lifestyle by easing loneliness, reducing stress, anxiety and depression, and promotes social interaction and exercise.
Both parents and children often don't realize that they need to rein in that spending until it's too late.
As the nation's full retirement age edges closer to 70, it means a 22-year-old college graduate has nearly 50 years to save and invest. That's why solid money habits built early can make an enormous difference, even for young people who can't afford to put away more than a few dollars a week at the start.
As a last resort credit cards can work as a substitute for savings, but only if you use them carefully and vigilantly.