EMV

Travel
Chip-embedded credit cards have just recently been issued to every American credit card user despite some merchants still
Business
According to CardHub, 42 percent of retailers have yet to upgrade their terminals.
Technology
Usually newer tech means faster tech but that's not the case with EMV. Chip based cards are actually slower than mag based cards because there's a lot more data being transferred back and forth compared to the swipe. Your card, the POS system and your card issuer are having a high tech chat that includes encryption and randomizing your data. More secure, yes. More time consuming? That too.
Tech
By Steven Myers Associate Professor of Computer Science and Informatics Indiana University With the New Year beginning, we
Black Voices
Consumer vulnerabilities affect everyone -- financial institutions and retailers who must bear the cost, small businesses whose reputations' suffer if their consumers are affected by fraud, and most importantly, working class Americans who have to bear these consequences firsthand.
Business
You'd never know it in your daily life, but October 1 marks a milestone in improving the security of your credit and debit cards. Behind the scenes, a major shift is taking place that will improve the incentives of retailers and financial institutions to protect customer data.
Business
Beginning October 1, 2015, businesses that are not able to accept EMV (Europay®, MasterCard® and Visa®) chip cards will be
Business
Up until now, banks shouldered the cost, but this move to EMV is to reduce the amount banks pay to cover fraud charges. If you don't comply by accepting the new chip credit cards, by October you will be financially liable for the loss.
Small Business
On October 1st, if a merchant doesn't accept a credit card with an EMV chip, and the transaction is fraudulent, then the merchant will be liable for the costs. So merchants need to act... now.
Money
In these post-Target-breach days of heightened worry about credit card fraud, the arrival of EMV (which stands for Europay, MasterCard and Visa -- the card companies that spurred its creation) in America is a big deal. After all, about half of the world's credit card fraud reportedly happens in the U.S., due in large part to our preference for mag stripe cards.