financial tips

Also notice the small figures. There is a great amount of difference between $198.37 and $198; those 37 cents matter a lot
I recently had my own Groundhog Day scenario, but it wasn't about improving my physical health and wellness. I took part in a research project involving one-on-one interviews with Americans of all ages and backgrounds, to hear about their retirement plans and overall financial wellness.
My visit with Jason followed on the heels of some extensive research I was involved in, to gain a better understanding of millennials' financial habits. That research illustrated a number of key themes that highlighted how to help millennials save money and prepare for the future.
The unfortunate reality is that most young adults have received little instruction about personal finance at the moment they need it most: when entering the workforce and starting "real life."
As "Pomp and Circumstance" plays on graduation day, you'll probably reflect on how much you learned in the classroom and the successful career college has prepared you for. But chances are your school didn't include real-world financial tips for new grads as part of its curriculum.
My visit with Jason followed on the heels of some extensive research I was involved in, to gain a better understanding of millennials' financial habits. In addition, we also investigated the role (or lack thereof) a financial advisor plays in helping millennials plan and save. The results? As varied as their personalities.
I recently had the opportunity to spend some time with Jason Dorsey, chief strategy officer for The Center of Generational Kinetics. Known as the Gen Y Guy, Jason is an acclaimed keynote speaker, generational researcher and best-selling author.
Just because employees are hardworking and loyal doesn't automatically mean they are financially astute and do a good job at planning for retirement, nor does it mean newer employees are bad at managing their money.
Many things today rely on credit scores -- anything from getting approved for a credit card to landing an apartment. With enough patience and financial prudence, you can turn yourself into a lean-mean-credit-mastering machine.
The earlier in your career that you implement these tips, the sooner you'll achieve financial stability and the stronger your personal finances will be able to grow throughout your life.
Whenever you read articles on becoming financially fit, you read about budgets, planning, monitoring and other boring crap. Worry not, I won't mention any of these terms.
If you could go back 30 years and give yourself one piece of advice regarding retirement planning, what would you say?
If you want to grab the attention of the millennial generation, you need to personalize and tighten-up your communications approach -- which frankly, is how we should have been doing it all along.
Always check your bank account. Every day. No matter what. It's important to know how much you have and make sure no one has made any false charges.
I've found that the summer months are the perfect time for a mid-year check-up on my finances, when I can adjust my financial goals based on my needs for the summer and throughout the year. Based on my experiences, here are a few tips for parents to consider as they talk to their teens about the value of saving money this summer (while still having a little fun!).
There are a few items that often get overlooked or even forgotten during the fall. Here are my four: Fall is my favorite
I think so many times we forget that we should demand quality and value with every purchase. The degree to which is up to the buyer and seller and that particular transaction. You expect more, the more you pay.
Studies have found that the more couples fight over money, the more likely they are to break up or get divorced. So how long after dating should people open up about finances? Should they consider never combining their finances?
The right tool for the right job can make all the difference. Not only does the right tool improve the quality of any job, but it also makes the work more enjoyable. This fundamental truth applies to everything from carpentry to auto repair. It also applies to investing.