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The Class of 2015 is trading in its caps and gowns for suits and ties, and a wave of college grads are hitting the workforce. This also means a new crop of workers will begin saving in a 401(k) for the very first time. Even though retirement might seem like a lifetime away for most 20-somethings, the earlier you start saving, the easier the path to retirement can be.
As the nation's full retirement age edges closer to 70, it means a 22-year-old college graduate has nearly 50 years to save and invest. That's why solid money habits built early can make an enormous difference, even for young people who can't afford to put away more than a few dollars a week at the start.
I was making our final travel plans to attend our daughter's college graduation in early May and began to think about what I would like to impart to her as she enters this next chapter in her life. As a father, I want to insulate my daughter from failure and surround her with success. Yet I know that failure is where the learning occurs.
If your first full-time job is locked down by the time you cross the stage on college graduation day, you're probably feeling a mix of excitement and relief. But looking back on the past four years doesn't usually come without a hint of anxiety for the future: Entering the working world means you'll no longer be a big fish in a small campus pond.
We were one of the first generations of women to have the opportunity to chart our own course from the very beginning of our lives. Yes, many of us faced challenges with discrimination, and even harassment, along the way. But, for the most part, we were given an incredible opportunity to be healthier, better educated and more independent than any other generation.