Was the thought of my home being a "starter home" a reason to leave? I'm sitting here in my mid-thirties with four kids, I can afford something nicer and bigger, so surely I should upgrade from this starter home, right? After all, I'm not "starting" anymore. But the more I thought, the more that term bothered me -- in two different ways.
It's the holiday season, so most parents I know, including myself, are trying to instill a sense of gratitude in our kids, instead of a greedy "gimme gimme gimme" attitude.
As a therapist, I always encourage people to clarify their values and live in a way that makes them proud, happy, and fulfilled. This is usually not through the accumulation of material possessions and staying in jobs you don't like to make more money.
While none of these nine money saving tips are life-changing on their own and some may not even apply to you, the important takeaway is that there are hundreds of easy ways to save money. Just choose a few, apply them to your life on a regular basis, and see the difference they make.
Debt is the four-letter word Americans hate to hear. Today, the average American household has debts totaling around $7,200. According to Aimee Picchi on CBS Moneywatch, American household credit card debt is increasing despite the fact that average household earnings have not experienced a similar increase to account for that new debt.
If the eye-rolling and heavy sighs of impatient customers waiting for the cashier to process your stack of coupons leave you utterly mortified, extreme couponing might not be for you. But, that doesn't mean you should avoid couponing altogether.
Saving money is one of the hardest things to do on a consistent basis. An estimated 28 percent of Americans don't have any money set aside for emergencies at all, and just under half of the American population claims to have less than three months' worth of household expenses saved.
I didn't understand why my parents didn't spend money -- and why they never let themselves live a little or take a break from the never-ending quest to save that last dollar. By the time I left for college, I was tired of feeling embarrassed about money, and vowed that I'd finally live the life I thought I deserved as an adult.