holiday spending

2. Create Categorized Funds Consider the 52-week savings challenge. In the first week, save $1, followed by $2 the second
Bev O'Shea is a staff writer at NerdWallet, a personal finance website. Email: Twitter: @BeverlyOShea
The idea of "holiday debt" suggests that spending and debt go hand in hand. But spending isn't inherently bad, and neither is credit. Money is meant to be used -- used in a smart, responsible, and thoughtful way.
While the holidays can certainly feel too materialistic, a recent study suggests it's actually the signals we send our children day-to-day, all year long that matter most.
Isn't it true that... if we ate everything we felt like eating whenever we wanted, we would feel sick and look unhealthy
Don't forget to check traditional brick and mortar stores for deals too.
Shop according to deal rather than according to store.
The winter holidays often have a bad reputation as the most budget-busting time of the year, but with proper planning, they don't have to be.
The end of summer offers plenty of opportunities to save on a variety of items. You'll find deals on seasonal items that retailers are looking to clear out to make room for colder-weather products.
The season of giving -- and by association, spending -- can make it easy to just pull out the credit cards and buy. But before you give in to the impulse to buy those last few (and often unnecessary) gifts, step back and make some mindful choices.
After every trip home to visit my family, I always returned exhausted and frustrated. In return, this exhaustion would turn into a flu or cold. However, if you try to stick to a healthy routine, pack practically and watch your travel conditions, you'll be able to come back from the holidays relaxed.
"[My son] ended up getting everything he wanted from his dad so, you know, that wasn’t a cool situation," Lee told HuffPost
No one suggests you cut back entirely on your children or spouse, but with average spending hitting $224 per child in 2013
As the holidays approach, so do requests from family and friends about what to give the kids this year. Instead of asking for the hottest toy this year, consider a gift that will actually keep on giving: an investment in your child's future.
The holiday season is in full swing, but it's becoming harder and harder recognize it. Retail Grinches somehow wish to relieve us of our money, yet deprive us of some of the simplest joys of the season -- festive decorations and holiday magic.
This is the time of year we feel extra generous and want to spread some holiday cheer. Rarely, do we consider the impact of all that spending until the first bill arrives in our mailbox and the cheer quickly disappears.
Sure enough, the season of financial temptations is right around the corner, which means it's prime time to figure out whether your budget is prepped to weather the upcoming spending storm.
Bottom line: It's called the holiday season, not the spending season. If you enjoy traditional gift-giving, shape your finances throughout the year to make it happen. If you are facing financial problems or simply want to make a change in old spending routines, share that information with loved ones.