Did you get carried away with the holiday spirit this past season? On the heels of hefty spending, the New Year is the best
Check that list twice. It's easy to forget thank-you gifts for coaches, teachers, the letter carrier, party hosts. Decide
The idea of "holiday debt" suggests that spending and debt go hand in hand. But spending isn't inherently bad, and neither is credit. Money is meant to be used -- used in a smart, responsible, and thoughtful way.
While the holidays can certainly feel too materialistic, a recent study suggests it's actually the signals we send our children day-to-day, all year long that matter most.
Get off your restricted love diet. Unlike time and money which are truly limited resources, love is unlimited. You always
Don't forget to check traditional brick and mortar stores for deals too.
Shop according to deal rather than according to store.
The winter holidays often have a bad reputation as the most budget-busting time of the year, but with proper planning, they don't have to be.
The end of summer offers plenty of opportunities to save on a variety of items. You'll find deals on seasonal items that retailers are looking to clear out to make room for colder-weather products.
The season of giving -- and by association, spending -- can make it easy to just pull out the credit cards and buy. But before you give in to the impulse to buy those last few (and often unnecessary) gifts, step back and make some mindful choices.