If you've been socking money away in a retirement account and are ready to buy a home, you could tap into that savings to boost your buying power. There are several ways to use retirement funds to put a down payment on a home.
While credit and debit card companies have been adopting alternative credit data, mortgage lenders "are the last" to make
To implement the universal voucher program that Desmond argues for, we need to rethink the way we conceive of homeownership
And then when either conservatives or liberals, want to justify some other unethical behavior they say, "But the Constitution
Home prices have been skyrocketing, so there's plenty of cash to be had for owners who don't mind renting. Between November
What's going on? The housing gerrymander is a component of what the non-partisan Pew Research Center called the "ideological
The lingering effects of the economic crisis are creating obstacles for most families who want to buy homes.
Which Candidate Is Best for Housing? "This election is a true embarrassment and a circus," said a buyer in Atlanta who said
The national real estate picture has brightened much since the dark days of the financial crisis, and home prices are now back to near record high across the U.S., 10 years upon the prior peak. Nevertheless, the real estate market, and therefore the way we live, has evolved dramatically.
Prices are up 8% in the prior 12 months vs historical 6%. Inventories are tighter than last year, especially for small, lower priced homes. In 2016, we expect 8-9% appreciation, flat unit sales volume increases, and continued tight inventories.
Source: Black Knight. Mortgage payment based on a 30-year loan with 20 percent down on median-priced home. Interest rates
Would you wear sweatpants for an important job interview? Going out on a limb here, but the answer is probably "no." The
Interest rates have been at all-time lows for years, but millions of people who could qualify for reduced mortgage rates through refinancing haven't taken the plunge.
It is obvious that the Clintons had no idea that encouraging an increase in Black homeownership would lead to 2008s financial crisis. I'm sure that was not their intention. However, it is fair to question the judgment of politicians who enact good policies that end up having negative consequences.
Perhaps the biggest story coming out of campaign 2016 is not the rise of Bernie Sanders and Donald Trump, but the fact that the media and political establishment never saw it coming. And the fact that they never saw it coming perfectly explains the rise of Sanders and Trump.
Almost two thirds of taxpayers are homeowners. Why should they be OK with the government experimenting with their tax dollars to benefit the government controlled GSEs? How about benefiting the taxpayer homeowner instead?
As a leading nonprofit advocate for the use of manufactured housing done right as an affordable housing solution, CFED believes the federal government should begin an investigation into this matter.
Some people are not cut out for home ownership. I call them NOHOs. What distinguishes them is not their income, their family structure, their mobility, or where they live -- rather, it is how they live.