Crowdfunding isn't necessarily a panacea. In fact, observes Scott Miller, the CEO and co-founder of Dragon Innovation, Inc., has revealed an alarming Achilles heel: an inability to deliver hardware.

Advice for the employee; leave the negative attitude at home. Come to work and bring inspiration with you. Cultivate fresh new ideas and share them with your co-workers.

According to a 16-year study by Idea Champions, only 3 percent of the 10,000 people they interviewed said that they come up with their best ideas at work. The other 97 percent said their best ideas come to them while they are in the shower, on vacation, taking walks, enjoying a glass of wine, or just doing nothing. While a highly structured, tightly scheduled workplace may foster productivity, a more relaxed, unstructured environment unlocks creativity.

What we all need to recognize is that capital is not based on meritocracy. It's based on relationships. Yes, the business has to be disruptive or at least scalable to attract venture capital. VC's invest in PEOPLE first, and businesses second.