loan

Money
Plus, what happens to your FICO score if you take out a loan, pay down your balance and more.
Business
Debt is a facet of the 21st century. The average US household will hold up to $9,600 of credit card debt alone. Businesses are not completely safe from this, either. They're constantly getting into needless debt because they assume they'll take off and be able to pay it back later.
Business
It's becoming extremely difficult to get an unsecured line of credit, for example. Secured lines of credit are becoming more
Business
A new generation of innovative capital providers has ushered in a Golden Age of financing for small businesses. Today's entrepreneurs can select a finance provider, choose an application process that meets their needs, and specify a repayment schedule.
Weird News
But dogs are welcome in the fine dining venue.
Business
As the peak of the holiday season approaches, many small businesses will be seeking an injection of capital. This is a busy time for many business owners who need to account for an increase in sales.
College
This burden has left the U.S. female graduate with over $28,000 in student loan debt, according to The Institute for College Data and Statistics. Moreover, a new report from the Brookings Institution points out that this student debt average is quadruple the amount that it was just 12 years ago.
Business
Many small business owners begin their search for capital by seeking out financing options. However, they might be skipping an important step: knowing their business' credit score.
Business
Let's face it: many alternative small business lenders, funders and brokers have developed a bad reputation. Widely used labels such as "dishonest" and "predatory" are putting the industry at risk.
Money
First, understand that the main reason you're being asked to cosign a loan is because lenders don't think the borrower is a good risk. By cosigning, you're guaranteeing that you'll repay the full loan -- plus any late fees or collection costs -- should the borrower default.
Impact
It's been six months since Typhoon Haiyan, one of the most powerful typhoons ever recorded, tore through the Philippines and displaced 4 million people.
Impact X
Politics
We already knew this debt was harming the economy by undercutting young graduates' ability to buy homes and cars, hampering consumer demand in two key sectors of the economy.
Money
Merchants basically get it -- to many of them, Groupon looks less like an innovative advertising mechanism than a loan broker, arranging bundles of small loans from consumers, and taking a substantial cut... Consumers don't often see this side of the equation.
Business
The FHA operates as a mortgage insurance program. It promises to cover lender losses if a loan goes bad. Like any insurance program it collects premiums, keeps reserves and pays out claims.
Politics
For the past year there have been worries that the FHA might require taxpayer money to pay off lender claims for loans gone bad. But now it may be that the economy has turned around and the FHA may well do better than anyone thinks.
Business
For months the real estate industry has been complaining about a shortage of homes to sell, an inventory which is too small. Raise down payment requirements and the inventory problem will vanish while home prices will fall. Why? Because there will be fewer buyers in the market looking for homes.
Small Business
If your company recently applied for business credit and was rejected, it's not alone.
Money
Have you been denied an increase in credit following Hurricane Sandy? Please contact money@huffingtonpost.com or leave a
Money
If you recently have had a hard time getting a loan, you're not alone. Since 2007, most banks have become too skittish to