long-term care insurance

However, if none of the above fits you, LTCI could be a worthwhile choice--as long as you do your homework. Looking for answers
While some aspects of this option is not totally in our control, there definitely habits that can help us live a healthy
In the case of an elderly person, the need for care can be the result of a sudden event such as a fall or stroke or it can
On the one hand, there's a lot of denial going with our emphasis on youth in gay male culture. On the other, there was a whole generation of gay men who perished during the AIDS crisis meaning that today's Boomers and Gen-Xers don't necessarily have a road map to follow from those who came before us.
Choose a shorter benefit period: Most people need long-term care for just under three years on average. So, by choosing a
Older adults should start thinking about long-term care beginning in their 50s, when they are still able to get reasonable
In a long car ride with my musically savvy teenagers, I happily listened to the bands they enjoy most, bands with names like
On August 3rd, 2015, the Federal Long Term Care Insurance Program announced that it would be raising rates immediately for new policies. The move surprised the Federal Employee workforce and led to general questions about the program and Long Term Care Insurance.
We must acknowledge and celebrate the changing face and composition of those aging in America today by focusing on cultural competency and combating all remaining vestiges of discrimination based on age, race, gender or sexual orientation. We should strive to make sure that the quality of life keeps pace with the quantity of life for all our people.
Lately I've found many very astute investors that have just too much life insurance. This can be a mistake. It's important to have the right amount. They've bought these policies in some cases, years ago, when their situation was very different.
There are two key factors - your financial situation and health history - you need to mull over that can help you decide if buying a long-term care (LTC) insurance policy is a wise decision for you and/or your wife.
There's no doubt about it -- second (and third) marriages are on the rise. Last week, Pew Research announced that 40 percent of all 2014 newlyweds had walked down the aisle before.
The missus and I have received your notice that you are increasing our premiums by another 50% and that we have to pay more if we want to get the same benefits you promised us 22 years ago.
Insurance is only worth the money if it truly protects you and your finances. At this time in life, as you approach retirement or semi-retirement, it's wise to re-examine your current policies. That way you'll know that you have what you need -- and you're not wasting precious dollars on what you don't.
This attractive deal offers a combination of life insurance, long term care insurance, and the ability to borrow cash out
November is Long Term Care Awareness month. And unless you have a parent who requires home care, or care in assisted living or a nursing home, you will probably stop reading here -- and whisper a silent prayer that it doesn't happen to you or your loved ones. That's not a good strategy.
Those facing Catch-55 approach the end of their careers, meaning no need to worry about a move overseas limiting your career options. So why not see if you could get an overseas assignment? I'd say all -- well, maybe nearly all -- workers could benefit from an overseas job, whether they face Catch-55 or not.
Long-term care is support provided to older people and adults with disabilities who cannot perform these activities on their own due to a physical, cognitive or chronic health condition that is expected to continue for an extended period of time.