long-term care insurance
This may be a ticking time bomb.
While some aspects of this option is not totally in our control, there definitely habits that can help us live a healthy
On the one hand, there's a lot of denial going with our emphasis on youth in gay male culture. On the other, there was a whole generation of gay men who perished during the AIDS crisis meaning that today's Boomers and Gen-Xers don't necessarily have a road map to follow from those who came before us.
On August 3rd, 2015, the Federal Long Term Care Insurance Program announced that it would be raising rates immediately for new policies. The move surprised the Federal Employee workforce and led to general questions about the program and Long Term Care Insurance.
We must acknowledge and celebrate the changing face and composition of those aging in America today by focusing on cultural competency and combating all remaining vestiges of discrimination based on age, race, gender or sexual orientation. We should strive to make sure that the quality of life keeps pace with the quantity of life for all our people.
The missus and I have received your notice that you are increasing our premiums by another 50% and that we have to pay more if we want to get the same benefits you promised us 22 years ago.
Insurance is only worth the money if it truly protects you and your finances. At this time in life, as you approach retirement or semi-retirement, it's wise to re-examine your current policies. That way you'll know that you have what you need -- and you're not wasting precious dollars on what you don't.
November is Long Term Care Awareness month. And unless you have a parent who requires home care, or care in assisted living or a nursing home, you will probably stop reading here -- and whisper a silent prayer that it doesn't happen to you or your loved ones. That's not a good strategy.
Those facing Catch-55 approach the end of their careers, meaning no need to worry about a move overseas limiting your career options. So why not see if you could get an overseas assignment? I'd say all -- well, maybe nearly all -- workers could benefit from an overseas job, whether they face Catch-55 or not.
Long-term care is support provided to older people and adults with disabilities who cannot perform these activities on their own due to a physical, cognitive or chronic health condition that is expected to continue for an extended period of time.