money advice

Lottery winners have a well-known history of losing all of their winnings quickly. As a wealth advisor & financial planner, here is how I would recommend breaking it all down in order to protect your money, and have your money work for you.
If they've been targeted by scammers, report it to the FTC, their state attorney general and state consumer protection office.
DON'T pay an annual fee. If you do insist on travel rewards, Otter advises choosing travel points rather than miles. "Generally
As "Pomp and Circumstance" plays on graduation day, you'll probably reflect on how much you learned in the classroom and the successful career college has prepared you for. But chances are your school didn't include real-world financial tips for new grads as part of its curriculum.
We get so busy trying to make money, save it, spend it wisely - that we lose sight of the reason behind all of it! How long has it been, if ever, that you asked your heart to chime in regarding money matters?
We're nearly halfway through 2015, which means it's time to stop putting off your plans to improve your finances this year. But it's one thing to know you want to fix your financial situation, and another to take action. Where should you start? Here's a suggestion: Dave Ramsey.
If you have graduated college or university with student loans, the best gift you can give your student loan cosigner is to let them off the hook.
If you listen to me, this will be your year. You won't make unattainable lists. You won't try to be something you're not, or interfere in the lives of others. You'll just live your life, in kindness and peace.
These days, having $1 million to your name is nowhere near as impressive as it used to be. And yet, putting away $1 million in a savings account is a major goal that requires a solid plan of attack to reach.
Student loans can be a minefield. Many graduates put off refinancing their student loans simply because they don't understand the process.
Acquiring student loan debt can be an intimidating, confusing process; however, in today's educational environment, it's often a necessity in order to finance a college education. With proper advance knowledge and research, student loans are a worthwhile option.
Scott says: First, we both spend money. Our kids are getting (expletive deleted) nothing. Nothing! Gail says: Zero! What's
When it comes to money, we've often been trained to believe there is not enough to go around, and this leads to fearful feelings. The only way to break this cycle is to shift our mindset into one of sufficiency and of understanding the true laws of nature.
Read up on behavioral economics and think about the ways that your own spending decisions are biased. A dollar is a dollar, not a percentage of what you're buying.
The only problem is that not all entrepreneurs are able to manage their finances -- which isn't a knock since not all of us familiar with areas like accounting.
Wouldn't it be great to have a Certified Financial Planner™ for a best friend? Just think of all the advice you could get about how you might stay on track financially -- and how to make your money work harder for you.
Welcome to the real world, class of 2014. You're probably swamped with student loan debt, and just entering your chosen career field -- if you're lucky. But, now is the time to secure your financial future by taking charge today.
Whether it's credit card spending or the secret cash stash, it's not healthy for a marriage to have secrets -- financial or otherwise. Broken trust and hurt feelings from financial secrets will put a wedge between a marriage. Often the damage is irreversible.