payment processing

As a freelancer turned business owner, it seems like I'm always invoicing someone or paying an invoice. At first, when my business wasn't much more than an idea, I used Square to accept online payments. It worked perfectly for the first 6 months or so.
The Consumer Financial Protection Bureau on Wednesday issued a report detailing a host of failures in basic mortgage payment processing at U.S. financial institutions.
CORRECTION: Due to an editing error, a previous version of this story stated that the CFPB report explicitly described improper