private student loans

Guide to student loan forgiveness If you can manage it, repay your federal loans on the standard 10-year repayment plan. You'll
The FAFSA for the 2017-18 school year opens on Oct. 1, 2016. Mark that in your calendar now. The sooner you submit the form
What's in a name? Just because your private student loan uses the term "student loan" doesn't mean it is one.
Understanding the financial process isn't easy, but it's important to understand the basics as you prepare your child for college. Learn as much as you can about the financial aid process and help reduce the impact of this important financial decision.
Interest Rates Of course, both options are viable and have their pros and cons, and many people require a combination of
Other Federal Forgiveness Programs Student Loan Forgiveness Another great benefit of refinancing is the option to consolidate
One solution for grads buried in debt: student loan refinancing. The process of refinancing student loans can lower interest rates and monthly payments, allowing borrowers to potentially save thousands of dollars over the lifetime of their loans. While this seems like a good deal, is student loan refinancing a smart decision?
The real question everyone needs to ask is at what point do you sacrifice a safer financial future to attempt to remedy an unfortunate past financial situation? To understand the role and/or strategy of this approach you have to apply math and reality rather than just emotion and assumptions. Which do you think your banker is using?
Question: Dear Steve, I was young and dumb and didn't have any financial help with college. I took out student loans to support
Faced with a lack or loss of income and a demand for payments you can't afford to make over a long period of time, your choices on what to do are limited, but you have some.
Private student loan lenders are not required to make any payment affordable. They don't have to adjust the payment and they can hold you to the original payment you agreed to when you took out the loan.
If the loans in your name only go unpaid past the statute of limitations, then the loans would not be legally collectible and they could be discharged in bankruptcy. Now when I say "legally collectible" that requires some qualification.
As it stands right now, private student loan lenders are not required to offer you any repayment plan beyond what you originally agreed to. Private student loans have no reasonable and affordable repayment options like federal student loans do.
Dealing with student loan debt is full of a terrible amount of misinformation. It's still an evolving topic and most everyone gets it wrong. From student loan servicers to bankruptcy attorneys, the right information is not getting out.
If you're looking into refinancing your student loans, one of the big decisions to make is choosing between variable and fixed rate loans. There are several factors to keep in mind when making that choice that aren't immediately obvious, so let's break them down one at a time
As the presidential campaigning continues, an issue that is fast-becoming a central component of the election has been the
My condolences for being a professional and award-winning reporter. The people who read or view the stuff folks like you produce, just don't understand how little most talented reporters, journalists, and writer actually make. It's pretty sad.
The Department of Education is scheduled to publish a request that seems to tip their hand about a borrower defense that could allow lots of students from having to repay their student loans.
The teacher student loan forgiveness program can be a bit confusing. While it is true, federal student loans can be forgiven in full for some teachers, you have to read the fine print. Not all loans are eligible for forgiveness.
Navient has every right to contact the cosigner on the loan. The cosigner agreed to be 100% responsible for the loan if you defaulted. That's the role of the cosigner. The get all the liability and none of the benefit.