renters insurance

Here are seven questions you should ask yourself to find out.
The devil is said to be in the details but the fine print of renters insurance policies has some good, too. Any tenant with renters insurance should make sure their policy adequately covers them and that they fully understand the coverage they might find useful in the future.
Moving into a new apartment can be exciting. The opportunity for a fresh start or next step, and exploring a new area or
Most renters own jewelry and need to take a close look at their renters insurance policy to make sure it is fully covered.
About 20.2 million students attended a U.S. college or university in the fall of 2015 and some were without the insurance they needed.
Most tenants don't see the value in having renters insurance, in part because they are unaware of a coverage it provides: loss of use.
If you've never rented vacation property before, know that you probably have many more price-conscious options available to you at your destination than ever before. But keep in mind that you have to shop very carefully.
chedule expensive items separately. If you have a coin collection, fur coats, valuable antiques or the family silver in your rented apartment, get an appraisal. You'll need specific coverage for those items, which adds to the policy cost but is well worth it.
It may seem like a mysterious beast, but this coverage can make the difference between losing everything you own and getting back on your feet in a jiffy when things go wrong. Learn more about the different types of renters insurance and the general coverage they provide.
Do you want to monitor your own credit (which is free but time-consuming) or hand off the task to a third party and pay hundreds of dollars? Either way, make sure it gets done.
Insurance is only worth the money if it truly protects you and your finances. At this time in life, as you approach retirement or semi-retirement, it's wise to re-examine your current policies. That way you'll know that you have what you need -- and you're not wasting precious dollars on what you don't.
Even though we can't always predict natural disasters, we can anticipate their likely aftermaths, including property loss, power or water service disruption, scarcity of food and supplies and overtaxed relief organizations.
Maybe you're a college student looking to rent your first apartment; or a downsizing homeowner reentering the rental market for the first time in decades. Whatever your situation, there are many precautions you should take before renting any property.
Once your physical safety has been assured, you'll inevitably need to access important financial and legal records. Taking these few steps now will make accessing such information much easier when the time comes.
Many people adopt a "penny wise, pound foolish" mentality when it comes to buying insurance. When trying to lower expenses, some will drop or reduce needed coverage. Here are insurance policies no household should be without.
With "100-year" storms occurring every few years, the expression "think globally, act locally," takes on new meaning. The frequent occurrence of these storms results in the fact that we have to pay more attention to how we are protecting our families.
Roommate tensions are not limited to strangers. When cash-strapped young adults return to the nest, or older parents move in with grown kids for financial or caregiver assistance, long-suppressed family grievances can erupt if you're not careful.
There are many reasons why someone might leave their home unoccupied for months at a time. In each case, there's one very important person you should call well before locking the door that last time -- your insurance agent.
As a somewhat jaded insurance-purchaser, I set out to learn everything I could to avoid falling prey to a policy that provides less-than-sufficient coverage.
One common misconception among many people who rent their homes is that they are covered under their landlord's insurance in case of an accident, burglary, or other disaster. Let me dispel that myth and a few others as well.