Plus, should you ever pay to have your poor credit fixed?
Here's how you rebuild after you've been burned.
Bankruptcy protection is designed to provide people and companies with a way to discharge at least some of their debts and start over. And one of the very first steps to reboot your financial life involves rebuilding your credit score.
Sometimes the kids get hurt financially as a result. If your mother is not going to help you to repay the money which you appear to agree is due, then this will rest on your shoulders as a co-signer.