It's tempting for everyone else to feel morally superior to the oligarchs sucking us dry. But the truth is, the negative psychological traits that come with having money exist to a degree in the middle class too.

You already have everything you need to become a millionaire. You just need to change the way you think about money. I know what you're thinking: easier said than done. And you're right! It's not that easy, but becoming wealthy does start with your thinking.

Even if your financial house is in order and you're on-track with your goals, accounts and investments, cash value life insurance is something worth considering.

When it comes to money, it's not intelligence or education that holds back the average person from getting rich. It's the middle-class beliefs about money that keeps them struggling to survive in a world of abundance.

If you're one of those people whose financial situation isn't quite where you want it to be, start focusing your mental energy where it belongs: on the big money! Making money is easy once you know how to do it.

The good news is that you don't have to die to use your Life Insurance. Here's how to put the new policies to work for you.