The majority of US households--57%--are struggling, meaning that most of us are barely keeping up with our day-to-day expenses, let alone investing in our futures.

Whether you talk to your kids about money for a few minutes at the kitchen table or when you have a few coins and dollars out for specific purposes, these are opportunities for kids to become familiar with money.

This is the first installment of GOBankingRates' third annual "Best Banks" series, linking consumers with the best banks and bank accounts of 2015.The most popular financial resolution for Americans this year was saving money -- and yet many are largely ignoring the one product designed to help them do just that.

As the holidays approach, so do requests from family and friends about what to give the kids this year. Instead of asking for the hottest toy this year, consider a gift that will actually keep on giving: an investment in your child's future.

These women do not need charity -- they need an innovative approach to banking.