Why did the Affordable Care Act (ACA) create the SHOP program in addition to the marketplaces for individuals and families? And is it likely to succeed?
It's critical small business owners are aware of the many benefits the new law offers. The fact that small businesses have been suffering from high health care costs for decades isn't front-page news, but that something is coming online soon to help them is.
If President Obama wins another term it's full steam ahead with the Affordable Care Act. However, if President Obama loses and the Senate turns Republican, then a whole new set of rules will apply.
As the nation sorts out the details of the Supreme Court ruling on the Patient Protection and Affordable Care Act, one thing is clear: the nation's 22 million self-employed and micro-business owners are still worried about rising health care costs.
While most Americans may be expecting their health care costs to go down under the health care reform law, the self-employed, who are already facing an increase in costs, are bracing for even more.
The reality is, most small businesses operate within thin profit margins. And that means they're less likely than big businesses to be able to afford health coverage for their workers.