None of the eight systemically important banks, which the U.S. government considers "too big to fail," fared well in the evaluations.

When I was a kid, on the day after Thanksgiving my mom and dad would take me to Chicago to see the Christmas lights and decorations on Michigan Avenue. I felt like a grown up in the bustling big city, bumping into ladies in high-heeled boots and fur coats, and men carrying stacks of big department store boxes and fancy-looking shopping bags.