While there have been critics of those developments on both sides of the aisle, some good proposals for legislation, concerns raised by judges, and saber-rattling statements from the Department of Justice, what we have not seen is a plan for action that fundamentally rethinks how financial offenses are handled. The Clinton plan would do, among its recommendations, four key things to tackle too big to jail.

But she stops well short of Bernie Sanders' call to break up the banks.

He thinks it's time to start locking up the real criminals.