5 Budget-Killing Expenses You'll Run Into This Weekend

5 Budget-Killing Expenses You'll Run Into This Weekend
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The unexpected costs you might incur on a day off can totally derail your weekday frugality. Here’s how to avoid them.

By Lynn Andriani

1. Ordering Chicken Biryani With Your iPad
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After a week of cooking, many of us want to let someone else do the work on weekends, and data from the online food ordering company GrubHub, which serves more than 700 U.S. cities, backs this up: Sunday evening is its busiest time, nationwide. Beware, though, if you’re using your tablet or phone to place your order electronically. Research shows we tend to order more food when we’re tapping versus talking. One San Francisco online ordering service found that because people can see the entire breadth of menu options online, they tend to throw in more appetizers, salads and other extras. Avoid overordering, and also consider searching for coupon codes on sites like RetailMeNot, or by liking the company on Facebook, where GrubHub often posts promo codes.
2. Feeling Compelled To Buy Those Metallic Leather Sandals
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Outlet malls are more popular than ever but because they’re often in the middle of nowhere (thanks to cheap real estate), you may feel like you have to purchase something so the trip was “worth it.” We tell ourselves that at least we got a good deal, but Andrea Woroch, a money-saving expert, says that isn’t always the case; some items aren't a deal at all. In fact, members of Congress recently asked the Federal Trade Commission to investigate the outlet industry’s “potentially misleading” marketing practices, and the FTC responded by releasing a consumer guide to outlet shopping.
3. Buying A $5 Bottle Of Water In The First Inning
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The average cost of taking a family of four to a Major League baseball game last year was $210.46. Although the food in many stadiums is now a step up from hot dogs (Dungeness crab sandwiches, anyone?), you may not know that ballparks often do allow you to bring your own food and water. Check the ballpark’s website before you go, since there are usually caveats (e.g., items must be in a clear plastic bag, and any food that could be easily thrown, such as apples and oranges, should be sliced or sectioned).
4. Putting Everything On The Roof
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Those cargo carriers you can mount atop your car or SUV may allow you to bring an extra tent for the snoring camper, but they can also significantly cut your gas mileage. The Department of Energy’s website for fuel economy information recently found that hauling cargo on your roof increases wind resistance and lowers fuel economy by as much as 25% if you’re driving 65 to 75 mph. You’ll get much better mileage with a rear-mount cargo box, which typically lowers fuel economy by just 1 to 5%.
5. Deciding To Run In Sunday’s 5K… On Friday
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Committing to completing a road race is a worthy fitness goal, and with the proliferation of mud runs, obstacle runs and color runs, there are an increasing number of fun options to chose from. Just don’t decide to join your friends’ team at the last minute, since the registration cost can be $75 a few days before (compared to $40 ahead of time).

Before You Go

5 Things to Cut Out of Any Monthly Budget
Your Huge Mortgage Payments(01 of05)
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It's one thing to read that rates are at a record low, but it's another to actually run the numbers and realize how much money refinancing could save you. Though average rates on fixed mortgages jumped this week to their highest levels in a year, they're still near historic lows. Depending on your current rate, a re-fi could bring your monthly payment down by anywhere from $60 to $175 (or significantly more). Don't worry about trying to pay off the entire loan, though: Carmen Wong Ulrich, the president and co-founder of ALTA Wealth Management, says a mortgage is one debt you shouldn't be in a rush to pay off. (credit:Thinkstock)
Those Energy-Sucking Lightbulbs(02 of05)
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We've been hearing great things lately about light-emitting diode (LED) bulbs and how they're a much greener choice than incandescent: They use less energy and don't emit as much heat or impact the environment as heavily once you discard them. As this recent New York Times article explains, if you install one today, you may not even live long enough to see it burn out. But there's a reason for penny pinchers to rejoice, too: These bulbs are one of the simplest ways to cut your electricity bill. The average lifespan of an LED bulb is 50,000 hours (versus 1,200 hours for incandescent) and they use only six to eight watts (compared to 60 watts). The best part: it will cost you $33 to run an LED light for a year -- and if you wanted the same amount of light from incandescent bulbs, you'd spend $329. (credit:Thinkstock)
The $20 Downward Dog(03 of05)
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A $55-a-month gym membership or $20 weekly yoga class is often the first thing to go when you're trying to trim expenses. But donation-based yoga studios are becoming increasingly popular, and not just in New York and Los Angeles. Here's just a sampling of centers around the country that have a suggested donation of $10 or are simply pay-what-you-wish: Be Yoga in Austin, Tex.; Yoga Sol in Minneapolis; Yoga District in Washington, DC; Lawrence Yoga Collective in Boston; and Moonlit Yoga in Portland, Ore. (credit:Thinkstock)
Your Pricey Commute(04 of05)
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Even if you're taking public transportation to work and using your employer's transit benefit program, you're probably spending more than you want to on getting to and from your desk every day (in very large urban areas, the average commuter spends $16 round-trip daily). Eco- and wallet-friendly ride shares are popping up around the country; while their rules vary from very formal to quite loose, you could cut your commuting costs by 30 to 60 percent by using one. The new app RideScout is a helpful tool: Enter the details of where you are and where you're going, and it will present you with various options, allowing you to compare them by duration and price. Or, tell your employer about another brand new app, TwoGo, which matches employees into carpools automatically, according to their preferences. (credit:Thinkstock)
That 4:00 Meal(05 of05)
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Energy bars (aka breakfast/ cereal/ granola/ nutrition/ protein bars) are more popular than ever -- the $5.7 billion "food bar" industry has seen double-digit growth recently -- and it's easy to see why: The grab-and-go snacks are a good way to control portions, and they taste good, especially in the witching hours between lunch and dinner. Each bar can cost as much as $4, though, which quickly adds up when you're eating one every afternoon. If you simply must have your fix, buy them in bulk (e.g., a box of 12 Kind bars runs about $23, so each one costs less than $2) -- and put only one in your bag at a time.
Next: 5 ways to save money the next time you eat out
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