Step 1: Talk to your lender ASAP.
If your identity is stolen, the police aren't well equipped to investigate it.
Afterpay, Klarna and Sezzle are essentially modern-day layaway programs that entice online shoppers to spend more.
Credit limits are also being slashed as new credit card accounts fell by 65% during the pandemic.
Plus, what happens to your FICO score if you take out a loan, pay down your balance and more.
You could piggyback on someone else's good credit instead.
There's a chance your family could be on the hook for it.
In this secret corner of the internet, credit card numbers are sold for $100 apiece.
But you'll survive. Promise.
“When banks charge higher and higher interest rates,” said Rep. Ocasio-Cortez, “essentially your credit card becomes a payday loan.”