Employers are finding it necessary to vigilantly watch prescription drug prices. They are striving to keep costs controlled by trying new approaches like using five or more tiers for cost sharing, where the highest tier is for the highest-priced drugs--usually specialty drugs. Moving forward, employers will continue exploring unique cost-saving measures like referenced-based pricing.

Importation and reimportation are shiny baubles of the drug policy world. They make for tempting campaign rhetoric and serve to distract from the real solutions to pricing problems.

Pill splitting -- literally cutting them in half -- has become a popular way to save on pharmaceutical costs but you need to talk to your doctor or pharmacist first, because not all pills can be split.