Income-driven repayment plans can be a safety net for student loan borrowers looking for debt relief. One of the four income-driven repayment plans could be the solution to making sure your monthly payments are not overwhelming your budget.

Bottom line, when it comes to government backed student loans there are no good reasons I can think of to ride along on a forbearance only without using forbearance as part of a larger plan.

Two new rules finalized on Tuesday reflect an Obama administration trying to reduce the cost of college.