Q: I'm looking for a new checking account because the overdraft fees at my bank are killing me. It's a $30 fine every time I overdraft the account. Am I being unrealistic, or should I be able to find cheaper overdraft fees somewhere?
A: If you are paying $30 a pop for checking account overdraft fees, then you can probably do better. However, if those fees are a regular issue for you, then the size of the fee isn't your only problem.
Here are three thoughts on how you can save money on your checking account:
Think of checking account overdraft protection programs as the way they talk about enablers for people with addiction problems. They may help you get away with your bad habits, but in the long run they aren't good for you.
The original article can be found at Money-Rates.com:
"Ask the expert: How can I save money on checking account overdraft fees?"