Should You Register With The U.S. Consulate When Retiring Overseas?

The U.S. government suggests that U.S. citizens traveling or residing abroad register with consulates in the host countries. Many other countries advise the same. Here's what the U.S. State Department says on the subject.
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The U.S. government suggests that U.S. citizens traveling or residing abroad register with consulates in the host countries. Many other countries advise the same. Here's what the U.S. State Department says on the subject:

"The travel and contact information you enter into our Smart Traveler Enrollment Program will make it easier for consular officers in U.S. embassies and consulates around the world to contact you and your loved ones during an emergency."

Chinese hotels must notify local police when foreigners check in, give passport and travel details, and warn of anything suspicious. If foreigners stay with a Chinese friend, in the friend's home, for example, the friend also has to report the foreign presence to the police.

Thailand has issued thousands of retirement visas to foreigners, mostly Europeans. These retirees can stay in Thailand indefinitely. Yet every three months every one of these retirees has to report to the Thai Immigration office, present a passport, and confirm a resident address.

In Malaysia foreigners have to register cell phones with the government.

Why all the fuss with reporting and registration? Why do consulates and countries, police and immigration officials want to know where we are?

The truth? They want to make it that much easier to arrest us should the need arise.

Like China and many other countries, Thailand also requires hotels to report foreigners who take up residence. Recently the Thai police learned that many guest houses and hotels paid little attention to the reporting rule. The police started a successful campaign to whip local innkeepers into shape. Here's what the lead official said about the program's success:

"If a foreigner commits a crime, we can [now] track them down to the last place they stayed, or if a foreigner is reported missing, hotel records can help find them."

Note the official referred to two outcomes. First, the reporting program makes it easier for the police to make arrests. Second, the reporting program enables governments to work faster in case of emergency.

I've been thinking about reporting rules lately because of Edward Snowden, the NSA contractor who blew the whistle on a top-secret U.S. government surveillance program. As of this writing, Snowden remains on the run. The U.S government desperately wants to arrest Snowden but doesn't know for sure where he is. Other countries, for reasons of their own, are refusing to help the United States locate the guy. So much uncertainty has angered U.S. law enforcement officials. The job of arresting people becomes much easier when the guys trying to make the arrests know exactly where the people they're trying to arrest are located.

So, reporting rules clearly benefit governments. Officials can more easily arrest people, more easily deal with emergencies. But whether reporting rules benefit travelers and expat retirees seems less clear. Yes, certainly, emergencies happen, but is it the U.S. consulate you want to rely on for help in that case?

Perhaps, as expat retirees and travelers, we need to go beyond reporting rules and concern ourselves more broadly with what information we want available in an emergency and who should have it. You know that you're going to die, probably get sick, and maybe have an accident. If you live overseas, those things will happen to you overseas.

So make sure someone you trust knows what to do for you in case of emergency and has the information to do it, in the event. Think passports, copies of passports, bank account information, medical records, and cash, for starters, all in a place where trusted people can get to them.

We all hate to think about emergencies and, certainly, about dying. And we typically figure that, in today's information-based world, all the data anyone needs about us is out there. But I know I'm not always careful to be sure that all the right information is in the right place and available for the right hands at all times.

You could choose to register with your local consulate wherever you are overseas and let them take responsibility for you in case of emergency. Or you might wish to make your own emergency plan. Not because you're hiding from the U.S. consulate or anyone else. Just because you're taking responsibility for yourself.

Earlier on Huff/Post50:

Bankrate.com's 10 Best States For Retirement 2013
1. Tennessee(01 of10)
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Tennessee's cost of living is the second lowest in the country, just behind Oklahoma, according to data collected from the Council for Community and Economic Research. And the Tax Foundation puts Tennessee's state and local tax burden as the third lowest in the nation.Tennessee also ranked among the best in the country for access to medical care, and its weather is warmer than average. (credit:Getty Images)
2. Louisiana(02 of10)
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Besides jazz and beignets, Louisiana offers retirees an excellent combination of low taxes (the Tax Foundation ranks it as the fourth lowest in the nation) and balmy weather. Louisiana has a 30-year average temperature -- that includes both winter lows and summer highs -- of 66.7 degrees. That's higher than every other state except Hawaii and Florida.It also has better-than-average access to medical care and a relatively low cost of living. One major knock on Louisiana, however, is a crime rate that's among the highest in the nation. The FBI says there are 4,244 property and violent crimes per 100,000 people in Louisiana. (credit:Getty Images)
3. South Dakota(03 of10)
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The Mount Rushmore State may not be on many retirement wish lists, but it should be. What it lacks in warmth, it makes up for in a variety of ways.South Dakota has the lowest crime rate in the nation. The Tax Foundation also says South Dakota residents have an estimated state and local tax burden of 7.6 percent, which is lower than every other state except Alaska. Its temperatures are on the chilly side, with a 30-year average of 46 degrees -- about the same as New York and Colorado. (credit:Shutterstock)
4. Kentucky(04 of10)
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One of the strongest benefits that Kentucky offers retirees is an extremely low cost of living. The Council for Community and Economic Research, or CCER, which collects data on the relative costs of groceries, housing, utilities, transportation and health care in communities across the U.S., found that retirees in Kentucky are paying less than many of their counterparts across the country. Bankrate, which analyzed CCER's data, found that Kentucky boasts the fifth-lowest cost of living in the nation.The Bluegrass State also has warmer-than-average temperatures and a crime rate that's slightly lower than average. (credit:Shutterstock)
5. Mississippi(05 of10)
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The Magnolia State is not just one of the warmest in the U.S., it also has relatively low state and local taxes and a lower-than-average cost of living.Those factors make Mississippi an accommodating place for retirees, even though its crime rate is a little higher than average. It also has only 178 doctors per 100,000 people -- one of the lowest physician-to-resident ratios in the nation, according to the U.S. Census Bureau. (credit:Shutterstock)
6. Virginia(06 of10)
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Virginia isn't just for lovers. It's for seniors looking for an all-around good place to settle down.The Old Dominion is better than average in most categories that Bankrate considered, including cost of living, warmer temperatures and access to physicians. With only 2,446 property and violent crimes per 100,000 people, Virginia has one of the lowest crime rates in the country.Throw all of that in with Thomas Jefferson's Monticello, Colonial Williamsburg, the Blue Ridge Parkway and other gems, and you have one of the best states in the U.S. for retirees. (credit:Shutterstock)
7. West Virginia(07 of10)
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Retire in the heart of Appalachian coal country? Absolutely. West Virginia ranks No. 7 on Bankrate's list of great retirement states for three main reasons: It has a lower-than-average cost of living, boasts a lower-than-average crime rate, and residents also have better access to hospital beds than the national average.And then there are the intangibles: The mountain ridges that ripple across the state are home to countless trout streams and hiking trails; its vistas look like something sketched by Thomas Kinkade; and temperatures are right in the middle range for U.S. states. Last year, temperatures in Charleston, West Virginia, ranged between a low of 12 and a high of 103 degrees Fahrenheit, and the 30-year state average is about 52 degrees. (credit:Alamy)
8. Alabama(08 of10)
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Home of the Robert Trent Jones Golf Trail, Alabama boasts a trio of benefits that retirees may find alluring. It has some of the lowest local and state taxes in the nation. Its cost of living also is relatively low, especially for a Gulf Coast state. And its temperatures are among the warmest in the U.S.: Its average annual temperature of 63 degrees compares favorably to the national average, which is more than 10 degrees lower.However, Alabama has relatively high crime rates, with 4,026 property and violent crimes per 100,000 people (compared to the national average of 3,253). And access to medical care isn't as good as the national average. (credit:Alamy)
9. Nebraska(09 of10)
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The Cornhusker State ranks at No. 9 on Bankrate's best list for several reasons.Nebraska residents have excellent access to hospital beds, according to the Kaiser Family Foundation, and FBI statistics show that its crime rate is slightly lower than average. Its cost of living also is one of the lowest in the country, according to the Council for Community and Economic Research, which tracks the cost of groceries, housing, utilities, transportation and health care in most major U.S. cities.The state and local tax burden is near the national average at 9.7 percent, according to the Tax Foundation. And its 30-year average temperature is about 49.2 degrees, which is colder than the national average. (credit:Alamy)
10. North Dakota(10 of10)
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Yes, it's frigid there. The 30-year average annual temperature in North Dakota is around 41 degrees, making it the coldest state in the continental U.S.If you can handle the cold, North Dakota could be an excellent place to settle down. Consider its access to hospital care. There are five beds available for every 1,000 people in the state, according to the Kaiser Family Foundation. That's tied for second-best in the country.North Dakota also has the second-lowest crime rate in the nation, and the state and local tax burden, which takes into account income, sales, property and other taxes, is at a relatively mild 8.9 percent of income. (credit:Shutterstock)

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