Women, Divorcees Struggle To Secure Retirement

It took the collapse of her marriage to jolt Luanne Schmidt into action.

After years of taking a hands-off approach toward money, the 50-year-old nurse from Lannon, Wis., only recently took charge of her finances. Her savings and retirement security, she knew, were at stake.

"Do I know enough about finances and the market yet? No," says Schmidt, the mother of three children. "But I'm at least headed in the right direction."

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