There’s no magic formula for navigating through your 20s, but I've been fortunate enough to pick up a few things along the way.
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Photo Credit/ Brenda DeRouen

Hindsight is not always 20/20. Neither is perspective. If life has taught me anything, it has taught me that much. I will be celebrating my 27th birthday in a few months. Which means I am closer to 30 than I am to 20.

My 20s have been pretty amazing thus far. And by pretty amazing I mean that despite my ill-advised actions, risky behavior, and willful ignorance, I have somehow managed to make it out without any visible scars. All of my teeth are still intact as well.

There’s no magic formula for navigating through your 20s. In spite of this bumpy ride, I have been fortunate enough to pick up a few things along the way. I’ve compiled a list of 10 things my 20s taught me. Join me on this journey as I tell you a little story about how my life got flipped ― turned upside down and right side up again.

1. Words matter ― There was a time when I believed that I was the Patron Saint of telling it like it is. I was self-appointed (and self-opinionated). In reality, this was really just a poor excuse to be an ass and give unsolicited advice and commentary. This was more than likely a coping mechanism for some underlying/ internal conflict I had. I’ve learned to appreciate the power of words and context.

2. Finances ― My early 20s were filled with a slew of bad financial decisions. I am reminded of them every time I log on to Credit Karma to check my credit score. It’s kind of depressing now that I think about it. Like, did I really need a credit card at 20? Will those charge offs ever drop off of my credit report? Those are rhetorical questions. Of course I didn’t, and probably not Terrance, probably not.

3. We’re all just wingin’ it — Life doesn’t come with an instruction manual. Some assembly may be required There are times when I literally have no idea what i’m doing. I set too many unrealistic expectations in my early 20s that didn’t always pan out. But what I’ve learned is that my woes, my experiences, and my shortcomings are fairly common. I find solace in knowing that we’re all out here trying to get it together. And if we’re lucky enough, one day, things will click.

4. Binge drinking ― Ok, so even back in my partying heyday I knew binge drinking on the weekends was a bad idea. But that didn’t stop me. The turn up was real, the turn up was life. I have a little more perspective now, not to mention I actually value my liver. Cirrhosis of the liver is not something I’m aspiring for. I drank this past weekend and spent the following day hung over, vomiting, and shaking. My ship has sailed, and I’m cool with that.

5. Burning bridges is necessary ― Burning bridges is not only necessary, it’s vital. Some folks simply do not deserve the privilege of your company. Toxic folks are bad for your brand. You owe them absolutely nothing. I’ve never burned a bridge that I had intentions of crossing again. But I knew they would try to cross again. That’s why I burned it.

6. My metabolism owes me nothing ― From the age of 5 to about 23 I ate virtually no vegetables. I’m not exaggerating, nothing that was green, plant based, or of any nutritional value touched my palate. Ironically enough, my metabolism was impeccable. But around 22 I think my metabolism had enough of my shit and began conspiring against me. Almost overnight my six pack merged together in solidarity to form a round, but slightly squishy ball of fat, flesh, and regret on top of my abdominal region. It’s not full-blown dad bod, but pretty damn close.

7. The cost of living is literally the basic cost for survival ― I moved out of my parents’ home at 21. Not because I had to, I was just eager to get this adult shit on the road. I quickly learned that the bare necessities are not cheap. I now understand what my mother meant when she used to ask close-ended questions in the grocery store like, “Does it look like I have Frosted Flakes money!?” Just in case you’re wondering, I don’t have Frosted Flakes money either.

8. I am my parents ― Well, at least when it comes to critiquing the next generation’s music. This one is scary. I first noticed this when I heard that “Watch me whip, watch me nae nae” song. I went on and on about how this was the death of hip hop and we never did things like this when I was in school. But we did. We cranked that Superman... we cranked that Batman... and we cranked everything else with a catchy beat and dance instructions. What a time to be alive.

9. I am an introvert ― I’m not shy or awkward. I actually used be quite the extrovert. In hindsight, I’m not sure if my days as an extrovert were organic or just me fighting to feel something. I think I have always been an introvert at heart. I don’t hate people per , I just have a very low threshold for small talk and large groups of people. Solitude is a virtue, one that I have accepted and fully embraced.

10. Women are smarter than men ― It’s not so much that I thought men were smarter than women. I just thought the playing field was even. It’s not. When it comes to emotional intelligence, rational decision making, conflict resolution, and discernment— men pale in comparison. It’s not even close, bruh.

All in all, my 20s have been great. I truly believe that my experiences have not only given me perspective and insight—they shaped me. I’m looking forward to embracing these last thre years of my 20s. And if you have some time left, embrace yours. Here’s a toast to the next years, may they be your best years.

20 Tips to Make the Most of Your 20s
1. Don’t be afraid to jump at an opportunity(01 of20)
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"In your 20s, you're still early in your career and life, so you not only have less serious obligations (mortgage, family), but you also aren't entrenched in your work networks and what you've built as your career story. That's not to say to jump willy-nilly, but when an opportunity presents itself that seems really unique or interesting, go for it! As someone who started in accounting, then went to investing, and am now in media, you never know where your experiences will lead you." - Kara Eschbach, Co-Founder and Editor-in-Chief, Verily Magazine
2. Don't waste your time in a job you hate(02 of20)
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"Find a job that you're excited to wake up and go to every morning. And if you can, save a little money! Having a little financial freedom will allow you more room to pursue your passions freely." - Chelsea Brownridge, Co-Director and COO, Ignite Good
3. Stop complaining(03 of20)
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"You are ultimately responsible for your own happiness and success. If there is something you see wrong in the world, you can do something about it!" - Maurya Couvares, Founder, ScriptEd
4. Pick up the phone and make a cold call.(04 of20)
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"Don’t buy into what others may prescribe for you; go after your passions. Don’t be afraid to make that cold call, speak up in a meeting, or try something that scares you every now and then. Ask for what you want and you will get there a lot sooner than you think! There are no limits to what you can accomplish." - Danielle Deabler, NPR, creator of "Generation Listen"
5. Write down your non-negotiables(05 of20)
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"Your 20s are a time to be selfish and to figure yourself out, what you like and more importantly what you are not willing to tolerate. Figuring out your non-negotiables is a must to happiness in the personal and professional areas of your life." - Rhoda Tamakloe, Senior Program Coordinator, Kaplan Educational FoundationPhoto by Megan Schumann (@schumenu).
6. Follow through(06 of20)
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"Set goals each month and meet them." Enough said. - Penelope Trunk, renowned career coach, author, entrepreneur from Brazen Careerist, blogs at Penelope Trunk
7. Be revolutionary. (07 of20)
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"Don't be afraid to be radical in thought or action. This is your time be in that state of mind. Throughout history, progress has been led by young folks who pushed the boundaries of the acceptable (just check out how old the Founding Fathers were). Promise, you can do that while still taking full advantage of Netflix unlimited instant streaming." - Taylor Jo Isenberg, National Director, Roosevelt Institute | Campus Network
8. Do that thing you’re afraid of.(08 of20)
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"If you're scared of heights, skydive. If you're scared of public speaking, join the Toastmasters Club. If you're scared of failure, do something you know you aren't good at, in front of people, if at all possible. Facing small fears will make you a bolder and braver person in all other aspects of your life and the big scary decisions - moving across the country, quitting your job, starting your own company - won't seem so scary." - Rachel Hurley, Independent Consultant
9. Be willing to embarrass yourself. (09 of20)
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"The possibility for greatness and embarrassment both exist in the same space. If you're not willing to be embarrassed, you're not willing to be great. The biggest risk of our twenties would be never taking any risks at all." – Paul Angone, author of 101 Secrets for your Twenties, founder of AllGroanUp.com
10. Accept failure(10 of20)
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"The number one thing I learned about how to make the most of your 20s was to accept failure and welcome it as the stepping stone success. Fortunately, I had many opportunities in my 20s to learn this lesson. My later success would not have been possible without learning from these early failures. At the time I wouldn't have minded fewer failures, but they're not only part of life, they're a valuable part of life." - Arianna Huffington, author, Chair, President and Editor-in-Chief of Huffington Post
11. Stop talking and start listening.(11 of20)
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"Our default during this time can sometimes to be to assume we know most of the answers. Even if you do, the outlook, perspective, vantage point (right or wrong) of another will expand your horizon and context. Go into everything with a humble assumption that you can learn something from every single person in the room, then listen first and ask questions after." - Azita Ardakani, Founder, LoveSocial
12. Look ahead(12 of20)
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"Being behind isn’t about comparing yourself to other people. You're behind in your 20s if you can't get the life you want for yourself by your 30s or 40s. Dare to be intentional with your life, and to be real with yourself about what you think you may want in 10 years. If that's too scary, ask this question: If I keep living my life exactly as I am now, do I like where I'll be in five years? If not, then something needs to change because that's where you're on track to wind up." - Meg Jay, clinical psychologist and author of The Defining Decade: Why Your 20s Matter - and How to Make the Most of Them NowPhoto by Jen Fariello.
13. Make time to stop and reflect. (13 of20)
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"Reflecting will allow you to see the signs that the world is giving you about your purpose. Once you find that purpose, jump at every opportunity to live for your purpose. And hold on tight because it's going to be a bumpy ride." - Rey Faustino, CEO and Founder, One Degree
14. Don’t take yourself too seriously(14 of20)
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"I think the best way to make the most of your 20s is to not waste time being anxious. I had so many new experiences in my 20s, both personally and professionally. I was able to enjoy myself the most when I didn't let nerves get in the way. Most of the stuff I was worried about never happened anyway!" - Anya Wallach, Producer, The Random Farms Kids' Theater
15. Discover your purpose and origin(15 of20)
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"If you believe in a Creator, then know your Creator in order to discover your Created Purpose. If you don't believe in a Creator, then believe there's a legitimate reason why you were put on the planet. That gives you genuine purpose. And purpose is a fuel that's non-toxic to yourself and others." - Alice Rhee, two-time Emmy winning TV producer, Senior Producer, PostTV
16. Choose your friends wisely(16 of20)
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"The biggest lesson I learned in my twenties was to look around at the people I was hanging out with. Are they using their time and talents wisely? Have they decided what and who they want to be in life? Your circle of influence defines who you are." - Amy Palmer, multiple Emmy-nominated TV host, Founder & CEO of PowerwomenTV
17. Know that you’re more than your job(17 of20)
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"In your 20s, it’s easy to rush through life to get as much as you can as quickly as possible. We like to push themselves to the limit, throw ourselves in the fire and never think we are never going to get burnt. But we do. Instead, think about what makes you happy. You are more than your job. You are a multi-faceted person. Slow down, breathe, and take the time to realize you can create your own happiness in your life, and that doesn't just mean in your job." - Amanda Slavin, CEO & Founder, Catalyst Creativ
18. Be honest(18 of20)
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"I learned to make the most of my 20s by being honest with myself, honest with my relationships, and honest with how I see myself in society. This alone has created an unequivocal sense of freedom." - Tinia Pina, Founder and CEO, Re-Nuble
19.) Realize that your 20s are going to fly by(19 of20)
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"No joke. The time is going to pass anyway. You’ll be 30 before you know it. And when you wake up 30, the only question will be whether you gave it your all. Just go for it! You might fail, but at least you had the guts to try. If there's something you want to do, then just go do it! Don't wait." - Gene Gurkoff, Founder, Charity Miles
20. Don’t rush(20 of20)
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"So many people in their 20s are in a hurry to get to where they want to be: graduated, established, promoted, in love. Your 20s are a time where it is ok to make mistakes as long as you learn from them. Don’t be in a rush to be who you are going to be. Just enjoy being who you are." - Alicia Quarles, New York Correspondent, E! News

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