These Are The Lives That Obamacare Helped Save

Estimates show that the law has helped at least 20 million Americans get health insurance coverage.
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As President Barack Obama nears the end of his second term, his hallmark piece of legislation, the Affordable Care Act, has a precarious future ahead of it.

The overall perception of the law has been mixed at best, thanks to a botched website rollout and recent premium increases. But the legislation has also come with some serious benefits. It allows young adults to stay covered under their parents’ insurance plans until age 26, forces insurance companies to cover those with pre-existing conditions, covers preventative health care and ends lifetime limits on essential coverage. Thus far, the law has helped roughly 20 million people gain health coverage.

In order to understand just how transformative the law has been for some Americans, HuffPost Rise spoke with two families that have felt the positive impact of the Affordable Care Act firsthand.

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Zoe had her first open-heart surgery at just 15 hours old.

Stacey Lihn’s daughter Zoe was born with hypoplastic left heart syndrome, a congenital heart defect that required her to have her first open-heart surgery at just 15 hours old. Before the age of 5, Zoe underwent two more open-heart surgeries, and Lihn started coming to terms with a scary realization.

When we received Zoe’s diagnosis, I had coverage under my employer’s’ plan, but we had a lifetime cap on our policy,” Lihn said. “It’s very expensive. Obviously having three open heart surgeries before the age of 5, she was going to hit that lifetime cap and likely at a very young age.”

Fighting back tears, Lihn described how she considered giving her parents guardianship of Zoe so the little girl could continue to get health coverage.

“And when the Affordable Care Act was passed it was such a relief. It would be affordable and there wasn’t a cap on how much medical care she could receive,” she said, referring to a provision of the law that prohibits the use of lifetime dollar limits on essential health care.

Today, Zoe is a healthy 6-year-old, but her mother, who captivated America with her daughter’s story at the 2012 Democratic National Convention, still fears for her well-being every day.

“I’m extremely concerned about a complete repeal of the Affordable Care Act” she said. “I fear that [Zoe] … at 6 years old, is going to have to be confronted with [the question of] ‘Why am I not being cared for anymore? Why can’t I go to the doctor if I don’t feel good?’ And not being able to protect her in that way and having her realize her own mortality because of an election is terrifying.”

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Jeff Jeans is now a dedicated supporter of the Affordable Care Act.

Jeff Jeans was another victim of the United States’ complicated health insurance system. In 2011, Jeans’ small real estate business went under, so he lost health insurance coverage. Shortly afterward, he found out he had throat cancer. But without insurance, the cost of treatment was going to be a hurdle.

“I think we lost our insurance in January or February and I lost my voice in September [or] October,” he said. “You know, you don’t think you have cancer. That’s the last thing you probably think of, especially when I was only 49 years old.”

After going more than a year without health insurance, Jeans purchased a pre-existing condition insurance plan through the individual marketplace that was created with Obamacare.

“The very day my policy kicked in, they gave me radiation. They gave me chemotherapy,” he said.

Jeans, who had previously been a staunch conservative and even canvassed for Presidents Ronald Reagan and George H. W. Bush, wasn’t fond of the Affordable Care Act before he received his diagnosis. He’s since had a change of heart.

“When we owned our business and they first passed the Affordable Care Act, I told my wife that we would shut the doors of our business and shutter it before I would comply with this law. And that was the law that ended up saving my life,” he said.

Now a devoted Obamacare supporter, Jeans runs a Facebook group called Obamacare Saved My Life, where he shares health care-related articles and information about the ACA.

Despite stories like these, an Obamacare repeal remains a very real possibility. While repealing and replacing the law will be tough, President-elect Donald Trump has stated that he is dedicated to the cause. And with Republican majorities in both the House and Senate, conservatives may finally have the backing to take down the critical law, a decision that could leave people like Jeans and Lihn in limbo.

The video above was produced by Ingela Travers-Hayward, Rebecca Halperin and Katrina Norvell, edited by Sherng-Lee Huang and shot by Johnny Coughlin, Chelsea Moynehan and Mike Ciecierski.

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Before You Go

Health Care Reform Efforts In U.S. History
1912(01 of17)
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Former President Theodore Roosevelt champions national health insurance as he unsuccessfully tries to ride his progressive Bull Moose Party back to the White House. (credit:Topical Press Agency/Getty Images)
1935(02 of17)
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President Franklin D. Roosevelt favors creating national health insurance amid the Great Depression but decides to push for Social Security first. (credit:Keystone/Getty Images)
1942(03 of17)
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Roosevelt establishes wage and price controls during World War II. Businesses can't attract workers with higher pay so they compete through added benefits, including health insurance, which grows into a workplace perk. (credit:Hulton Archive/Getty Images)
1945(04 of17)
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President Harry Truman calls on Congress to create a national insurance program for those who pay voluntary fees. The American Medical Association denounces the idea as "socialized medicine" and it goes nowhere. (credit:Keystone/Getty Images)
1960(05 of17)
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John F. Kennedy makes health care a major campaign issue but as president can't get a plan for the elderly through Congress. (credit:Keystone/Getty Images)
1965 (06 of17)
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President Lyndon B. Johnson's legendary arm-twisting and a Congress dominated by his fellow Democrats lead to creation of two landmark government health programs: Medicare for the elderly and Medicaid for the poor. (credit:AFP/Getty Images)
1974(07 of17)
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President Richard Nixon wants to require employers to cover their workers and create federal subsidies to help everyone else buy private insurance. The Watergate scandal intervenes. (credit:Keystone/Getty Images)
1976(08 of17)
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President Jimmy Carter pushes a mandatory national health plan, but economic recession helps push it aside. (credit:Central Press/Getty Images)
1986(09 of17)
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President Ronald Reagan signs COBRA, a requirement that employers let former workers stay on the company health plan for 18 months after leaving a job, with workers bearing the cost. (credit:MIKE SARGENT/AFP/Getty Images)
1988(10 of17)
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Congress expands Medicare by adding a prescription drug benefit and catastrophic care coverage. It doesn't last long. Barraged by protests from older Americans upset about paying a tax to finance the additional coverage, Congress repeals the law the next year. (credit:TIM SLOAN/AFP/Getty Images)
1993(11 of17)
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President Bill Clinton puts first lady Hillary Rodham Clinton in charge of developing what becomes a 1,300-page plan for universal coverage. It requires businesses to cover their workers and mandates that everyone have health insurance. The plan meets Republican opposition, divides Democrats and comes under a firestorm of lobbying from businesses and the health care industry. It dies in the Senate. (credit:PAUL J. RICHARDS/AFP/Getty Images)
1997(12 of17)
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Clinton signs bipartisan legislation creating a state-federal program to provide coverage for millions of children in families of modest means whose incomes are too high to qualify for Medicaid. (credit:JAMAL A. WILSON/AFP/Getty Images)
2003(13 of17)
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President George W. Bush persuades Congress to add prescription drug coverage to Medicare in a major expansion of the program for older people. (credit:STEPHEN JAFFE/AFP/Getty Images)
2008(14 of17)
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Hillary Clinton promotes a sweeping health care plan in her bid for the Democratic presidential nomination. She loses to Barack Obama, who has a less comprehensive plan. (credit:PAUL RICHARDS/AFP/Getty Images)
2009(15 of17)
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President Barack Obama and the Democratic-controlled Congress spend an intense year ironing out legislation to require most companies to cover their workers; mandate that everyone have coverage or pay a fine; require insurance companies to accept all comers, regardless of any pre-existing conditions; and assist people who can't afford insurance. (credit:Alex Wong/Getty Images)
2010(16 of17)
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With no Republican support, Congress passes the measure, designed to extend health care coverage to more than 30 million uninsured people. Republican opponents scorned the law as "Obamacare." (credit:Mark Wilson/Getty Images)
2012(17 of17)
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On a campaign tour in the Midwest, Obama himself embraces the term "Obamacare" and says the law shows "I do care." (credit:BRENDAN SMIALOWSKI/AFP/Getty Images)

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